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Smart Protect Goal Plan
730/- per month
VS
Tata Aia Maha Raksha Supreme Select Plan
775 /month
Bajaj Life Smart Goal Protect is a flexible term insurance plan built for modern financial needs. An economic plan with affordable premium rates, comes in multiple variants such as life cover, child education extra cover, life cover with joint variant, and increasing life cover variant. Bajaj Smart Goal Protect is a complete term plan with new-age features in line with your evolving needs.
Bajaj Life Smart Goal Protect Plan offers you a range of benefits including:
| PLAN DETAILS |
Smart Protect Goal Plan |
Tata Aia Maha Raksha Supreme Select Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75/85/99 years | 100 years |
| Plan Sum Assured | 50 lakh to No limit | ₹ 25,00,000 to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | 18 to 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, Half-Yearly, Quarterly, Monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Smart Protect Goal | No |
| Plan Sample Premium | Rs 730/- per month | 775 Rs/month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 99 minus Entry age | 5 to 82 years |
| Claim Settlement Ratio (2024-25) | 99.29% | 99.41 |
|
Bajaj Life Smart Protect Goal In 2026 |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bajaj Smart Goal Protection Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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