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Smart Swadhan Plus
540-/ per month
VS
Sbi Smart Shield Plus
645-/ per month
SBI Term Insurance company offers a comprehensive term insurance plan called SBI Life Smart Swadhan Plus policy, which aims at fulfilling the future financial requirements of the family of the insured, in case any unfortunate event happens with the policyholder in the future.
Smart Swadhan Plus is an individual, non-linked, non-participating, life insurance plan that comes with the return of a premium feature. The plan is designed to satisfy the insurance needs of people who are interested in getting protection for their family at a nominal cost, with the added benefit of getting their premiums back on maturity, provided that the policy is in force.
SBI Life Smart Swadhan Plus Plan offers you a range of benefits including:
| PLAN DETAILS |
Smart Swadhan Plus |
Sbi Smart Shield Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹5L to No Limit | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 45 years |
| Plan Payment modes | Single, Yearly, Quarterly, Half-Yearly, and Monthly | Yearly |
| Plan Policy loan | The policy loan is not available under SBI Life Smart Swadhan Plus Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 540-/ per month | Rs 645-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 30 years | Minimum policy term- 5 years to 79 minus entry age |
| Claim Settlement Ratio (2024-25) | 98.83% | 98.83% |
|
SBI Term Insurance | Best Life Insurance Policy In India |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your SBI Smart Swadhan Plus Plan:
Accidental Death Benefits Riders provide an additional sum if the policyholder dies within 120 days of the accident.
Accidental Total and Permanent Disability Riders cover the policyholder if any accident occurs that leads to the permanent disability of the policyholder.
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