Smart Term Edge Plan
vs
Smart Swadhan Plus
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
230-1727780519.webp){kind=logo} Smart Term Edge Plan |
 Smart Swadhan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Basic Sum Assured: Rs. 25 Lakhs to no limit | Basic Sum Assured: ₹5L to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, half-yearly & monthly | Single, Yearly, Quarterly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is not available under HDFC Life Smart Term Edge Plan. | The policy loan is not available under SBI Life Smart Swadhan Plus Plan. |
| Plan Sample Premium | Rs 689-/ per month | Rs 540-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 12 years Maximum term - 30 years | Minimum term - 10 years Maximum term - 30 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 98.25 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with complete protection up to the age of 75 years. It offers 3 plan options as per your protection needs. You can choose from any options: Classic, Step-Up, and Comprehensive. The policy provides a return of premium of 150% upon maturity, ensuring that you are making a smart investment for your future. The plan even offers enhanced coverage through additional riders.
HDFC Life Smart Term Edge Plan offers you a range of benefits including:
You can add the following riders to your HDFC Life Smart Term Edge Plan:
A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
Get an extra payout on top of the base cover in case of accidental death, dismemberment and total and permanent disability.
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