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Axis Max Life Smart Term Plan Plus by Axis Max Life Insurance is a unique term insurance plan to meet the changing demands of customers at various life stages. This plan protects your family financially in case something unfortunate happens to you. You have the flexibility to choose from 7 plan variants based on your future financial goals. This plan offers inbuilt terminal illness coverage and an option to enhance coverage with additional rider benefits.
Axis Max Life Smart Term Plan offers you a range of benefits including:

| PLAN DETAILS |
Smart Term Plan Plus |
Hdfc Click Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
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| Plan Maturity age | Maximum maturity age- 100 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured- Rs 25 lakhs to No limit | Base sum assured: Rs 10,000 to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 84 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | Policy loan is not available | No Policy Loans are available under this plan. |
| Plan Sample Premium | Rs 586/- per month | Rs 931/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term- 5 years, Maximum policy term- 82 years | 1 month to 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 99.65 | 99.68% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.
Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation
Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.
Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.