Jeevan Amar Plan
vs
Smart Term Plan Plus
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Jeevan Amar Plan |
 Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 80 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Rs 25 lakhs to No Limit | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under LIC Jeevan Amar. | Policy loan is not available |
| Plan Sample Premium | Rs 576-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2023-24) | 98.6 | 99.70 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
LIC Jeevan Amar plan is a non-linked, non-participating, without profit, offline pure protection term insurance plan. With several benefits, LIC Jeevan Amar ensures to protect your family's dreams. The plan provides complete protection to the family members at affordable price, and offers financial support in the event of the insured's unfortunate demise within the policy tenure.
LIC Jeevan Amar Plan offers you a range of benefits including:
You can add the following riders to your LIC Jeevan Amar Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
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