No Spam
No
mis-selling
No pushy
sales
Smart Total Elite Protection Plan
605/- per month
VS
Loan Protect Plan
830/- per month
| PLAN DETAILS |
Smart Total Elite Protection Plan |
Loan Protect Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Base sum assured: 1 crore to no limit. | Base sum assured: 5 Lac to 30 Lac |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Smart Total Elite Protection Plan. | The policy loan is not available under ICICI Loan Protect Plan. |
| Plan Sample Premium | Rs 605/- per month | Rs 830/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 67 years | Minimum term - 5 years Maximum term - 30 years |
| Claim Settlement Ratio (2023-24) | 99.70 | 99.3 |
|
Max Life Smart Term Plan ICICI Prudential Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Have you ever heard of a term plan that gives you a 12-month grace period before paying your next premium? Axis Max Life Smart Total Elite Protection Term plan is such a plan, allowing you to defer your premiums for 12 months while your coverage stays intact!
Axis Max Life STEP plan is a pure-risk comprehensive solution at an affordable price. It allows you to design your term plan and add additional coverage against accidental disability and critical illnesses.
Axis Max Life Smart Total Elite Protection offers you a range of benefits including:
You can add the following riders to your Axis Max Life STEP plan:
Axis Max Life Waiver of Premium Plus rider supports the insurer and their family by waiving off all future premiums of the term plan, in case of the occurrence of any of the following events- Critical Illness or Permanent Disability.
Under the critical illness rider, the policyholder receives an additional sum assured along with the base sum assured of the policy, in case of diagnosis of any 40 listed critical diseases.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
4576-1744191776 (1)4598-1754654947.webp){kind=logo}
4391-1741255269.png)
