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TATA AIA Saral Jeevan Bima is a pure protection plan. The plan is designed with simple terms and conditions, it is affordable and accessible to even the lower-earning group of the society. It offers a fixed premium and flexible payment terms, covering individuals up to the age of 70.
TATA AIA Saral Jeevan Bima Plan offers you a range of benefits including:

| PLAN DETAILS |
Tata Aia Saral Jeevan Bima |
Maha Raksha Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 80 years |
| Plan Sum Assured | Base sum assured: Rs 5 lakhs to Rs 49,50,000 | Base sum assured: Rs 50 lakhs to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 50 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under TATA AIA Saral Jeevan Bima Plan | The policy loan is not available under TATA AIA Maha Raksha Supreme |
| Plan Sample Premium | - | 615-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 4 years Maximum term - 40 years |
| Claim Settlement Ratio (2024-25) | 99.41 | 99.41 |
|
Tata AIA Term Insurance Plans Tata AIA Maha Raksha Supreme Term Plan |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your TATA AIA Saral Jeevan Bima:
In case of the policyholder’s demise due to an accident, an extra rider sum assured is paid to their nominee.
Under the accidental disability rider, a lump sum is offered in case of the policyholder’s disability or demise due to the accident.