Chiranjeevi Swasthya Bima Yojana

Mukhyamantri Chiranjeevi Swasthya Bima Yojana

The Chiranjeevi Health Insurance Scheme, officially known as the Mukhyamantri Ayushman Arogya Yojana, is a health initiative launched by the Chief Minister of Rajasthan, Mr. Ashok Gehlot. The scheme was introduced on May 1, 2021. Under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana, economically weaker sections and Below Poverty Line (BPL) families of the state can avail of healthcare services.

The government has fixed a budget of ₹3,500 crores for this initiative. An increased sum insured of ₹25 lakhs from ₹5 lakhs was allocated annually per family as per the FY 2023-24 financial budget.

Individuals and families can avail of this plan by paying a small annual premium fee of ₹850. An increased accidental coverage was also announced, from ₹5 lakhs to ₹10 lakhs. COVID-19 coverage is available along with coverage of over 1,000 medical procedures.

Eligibility Criteria for Chiranjeevi Bima Yojana

The eligibility criteria set by the government to avail the Mukhyamantri Chiranjeevi Swasthya Bima Yojana are mentioned below:

Benefits of Mukhyamantri Chiranjeevi Swasthya Bima Yojana

All Rajasthan citizens receive medical financial assistance through the Chiranjeevi Yojana. Key benefits of this scheme include:

• Cashless Treatments

  This scheme provides cashless treatment at registered hospitals, a significant initiative from the Rajasthan Government.

• Comprehensive Coverage

  Health insurance coverage up to ₹25 Lakhs and accidental coverage up to ₹10 Lakhs.

• Extensive Medical Test Coverage

  Covers over 1,576 medical tests.

• Financial Support

  The high sum insured provides crucial financial support for families and individuals. Medical care, often a luxury for people below the poverty line and economically weaker sections, becomes accessible with the Chiranjeevi Bima Yojana, ensuring efficient and quality medical care.

• Access to Network Hospitals

  The Chiranjeevi Health Insurance Scheme provides families access to a wide network of government and affiliated private hospitals, ensuring access to quality healthcare facilities that might otherwise be unaffordable.

The scheme covers the cost of tests, medical expenses, and post-hospitalization expenses for up to 15 days after discharge.

Salient Features of Mukhyamantri Chiranjeevi Bima Yojana

The features of the Chiranjeevi Bima Yojana are given below:

• Health insurance coverage for families under Below Poverty Line (BPL), NFSA, and SECC categories.
• Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana are also covered.
• Free coverage for small/marginal farmers and contractual workers.
• Families not falling under eligible categories can also get insured by paying a nominal annual premium of ₹850.
• The scheme covers COVID-19 treatment and hemodialysis.

How to Register for Mukhyamantri Chiranjeevi Bima Yojana

Residents of Rajasthan can register for this scheme to avail medical treatment at government and affiliated private hospitals. Follow these steps to register online:

1. Visit the official website.
2. Fill and submit the registration form.
3. Receive your login credentials.
4. Log in to the dashboard using your user ID and password.
5. Click on the scheme's application form and fill it out.
6. Submit the application form and take a printout for your records.

Required Documents for Mukhyamantri Chiranjeevi Bima Yojana Registration

• Aadhaar Card
• Income Certificate
• Ration Card
• Bank Account Statement
• Address Proof
• Passport-sized Photograph

How to Check the Status of Mukhyamantri Chiranjeevi Bima Yojana Online

After submitting the application form for Mukhyamantri Chiranjeevi Yojana, it will be verified by the authorities.

• Details in the form will be validated.
• A status link will be activated in your dashboard.
• You can check your application status by clicking on this link.
• In case of rejection, you will receive a notification.

Note: State and central government employees are not covered under this scheme. However, the government plans to launch the RHGS cashless hospital service for them soon.

How to View Contact Information

1. Visit the official website.
2. Click on the "Contact" option.
3. The contact page will open.
4. You can now view all contact details.

Alternatively, for queries related to the Mukhyamantri Chiranjeevi Swasthya Bima Yojana, contact the helpline number: 1800-180-6127.

Conclusion

The economically weaker sections often hesitate to purchase a health insurance plan due to high premium rates, leaving them vulnerable to health risks. With the Chiranjeevi Health Insurance scheme, launched by Mr. Ashok Gehlot, quality healthcare facilities have become accessible to many.

To understand the details of the policy regarding registration, documents, and features, contact our insurance experts at PolicyX.