Written By: Daina Teres Mathew

Daina Teres Mathew

Health & Term Insurance

Daina is a content writer with a profound grasp of Insurance, Stocks, and Business domains. Her extensive 3-year experience in the insurance industry equips her with a nuanced understanding of its intricacies. Her skills extend to crafting blogs, articles, social media copies, video scripts, and website content. Her ability to simplify complex insurance concepts into reader-friendly content makes her an expert in the domain.

|
Reviewed By: Sharan Gurve

Sharan Gurve

Term & Health Insurance

Sharan Gurve has spent over 9 years in the insurance and finance industries to gather end-to-end knowledge in health and term insurance. His in-house skill development programs and interactive workshops have worked wonders in our B2C domain.

Updated on Apr 08, 2025 5 min read

Deen Dayal Swasthya Seva Yojana

Every individual has the inherent right to access quality healthcare. Acknowledging this, several initiatives have been introduced by the Government of India to guarantee affordable and accessible healthcare for all. The Deen Dayal Swasthya Seva Yojana (DDSSY) is a complete health insurance plan designed to offer monetary safeguard to the inhabitants of Goa, and it is an example of such a program. Furthermore, it offers them medical aid. This article will explore the different facets of Deen Dayal Swasthya Seva Yojana, comprising its goals, extent, notable characteristics, advantages, qualifiers, and registration procedure.

Goals and Objectives

The Deen Dayal Swasthya Seva Yojana has the following primary goals:

• Universal Health Coverage - DDSSY’s goal is to attain universal health coverage by guaranteeing that all inhabitants of Goa can avail of fundamental healthcare amenities.
• Financial Protection - The objective of the program is to shield people and households from the monetary strain of healthcare costs by granting them access to cashless treatment and reimbursement amenities.
• Offer Quality Healthcare - DDSSY scheme aims to enhance the provision of healthcare services of superior quality by enrolling a group of hospitals, nursing homes, and medical experts who comply with the necessary criteria. Our goal is to guarantee that our recipients obtain top-notch medical attention.

What is Included and to What Extent?

A vast array of medical services are encompassed under the Deen Dayal Swasthya Seva Yojana. These include:

• The plan includes coverage for hospitalisation costs, such as room fees, nursing bills, and medication expenses, up to INR 2.5 lakhs per family for a family of 3 or below and 4 lakhs for a family with more than 3 members per year. The insurance provider specifies the terms and conditions that are applicable to the coverage.
• Under the DDSSY scheme, all costs linked to surgical procedures, encompassing care prior to and after the operation, are included. The plan includes particular daycare treatments, where hospitalisation for patients lasts for less than a day, or 24 hours.
• The scheme covers the expenses for several diagnostic tests, including X-rays, ultrasound scans, blood tests and others.
• During treatment, the DDSSY scheme will cover the expenses of both prescribed medications and necessary implants.

Features of Deen Dayal Swasthya Seva Yojana

The following are some of the main features of the Deen Dayal Swasthya Seva Yojana scheme:

Benefits of Deen Dayal Swasthya Seva Yojana

There are multiple advantages that the beneficiaries of Deen Dayal Swasthya Seva Yojana can avail:

DDSSY Eligibility Criteria

In order to qualify for the Deen Dayal Swasthya Seva Yojana, certain conditions must be met by the individual. The following are the DDSSY eligibility criteria conditions:

• To apply, the person must possess valid proof of residency in Goa for 5 years or more.
• Employees of the Central/State Government and their families who get government medical benefits are not eligible for the DDSSY.

How To Get Yourself Registered?

Enrolling in the Deen Dayal Swasthya Seva Yojana is a straightforward and easy process for users. The process is outlined by the subsequent steps:

• Log in after creating an account at goaonline.gov.in
• Provide information about the qualified person or family head.
• Include the family member’s information.
• The document that would be required are listed below. All of the documents that are attached should be self-attested:
  1. Include details for residence proof. Please take note that your application will not be evaluated unless you include proof of residency dating back at least five years.
  2. An Aadhaar card must be attached for each member. If an Aadhaar card is not readily available please attach a birth certificate in the case of a minor.
  3. Submit caste and income information if you need to receive a registration fee discount.
• Registration Costs:
  1. For families with three or fewer members, Rs. 200.
  2. For families with four or more members, Rs. 300 and,
  3. A 50% concession will be considered for OBCs of non-creamy layer, SC/STs, and eligible people with disabilities, subject to the provision of the necessary documentation.
• Pay applicable Fees by selecting ‘Continue to Pay’.
• For tracking purposes, write down the Acknowledgement number after making a payment.
• The DDSSY e-card will only be made available for download after the relevant office has verified and approved your application.
• Please remember to pick up your DDSSY card from the office you picked during application input within 30 days of receiving approval.
• The registered Mobile Number will get communications.

In a Nutshell

A crucial stride towards attaining comprehensive healthcare coverage is made through the Deen Dayal Swasthya Seva Yojana. The residents of Goa are also offered financial protection through it. DDSSY makes sure that everyone can access quality healthcare services by providing extensive coverage, cashless treatment options, and a network of partnered healthcare providers. The socio-economic background of an individual does not hold importance. Not only does this scheme alleviate the monetary strain on individuals and families, but it also encourages a more robust community. The Deen Dayal Swasthya Seva Yojana sets an example for other states in India to adopt due to its affordable healthcare and comprehensive approach. A robust healthcare system is exemplified exceptionally well by this.

Consult for Personalized Insurance Advice

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Schedule a 30-minute call now

Health Insurer Network Hospitals