Advantage of Good
Health Insurance Advisor
  • Importance of Insurance Advisor
  • Ease in Policy-buying process
  • Your guide to buy a Health Insurance
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Benefits of Having a Good Health Insurance Advisor

As per the report of actuarial and consulting firm Milliman, titled ‘Indian Life and Health Insurance Sectors’, only 44% of the 1.3 billion people in India have a health insurance policy as of 2017.The reason being, there are still lots of people who believe that the concept of insurance is complicated. Due to the inclusion of numerous complex terms and conditions of health insurance, people often get confused and prefer not to delve into getting one.

Are you someone who is also unable to make a final decision about which insurance to invest in after days or months of research? If that's the case, why not seek advice from a reputable health insurance advisor? Yes, a Health Insurance Advisor.

Let us read more about what exactly Health Insurance Advisors do and how they can be of big help to us while making an informed choice.

Who is a Health Insurance Advisor?

A Health Insurance Advisor helps the potential policyholder in making the right purchase of a Best Health Insurance Plan at the right price. They possess in-depth knowledge of the health insurance industry and make it easy for you to understand the complicated concepts of Health Insurance.

Let us take a look at some of the benefits that one can have with a good health insurance advisor by their side:

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  1. Extensive knowledge of the insurance industry

    The Health Insurance advisors are experts in their fields and have an in-depth knowledge of the industry standards. Their vast knowledge and their years of research allow them to apply their expertise to the best of their ability. They are well-versed in the principles and workings of the sector. Also, they respond to potential policyholders' inquiries and assist them in choosing their ideal health insurance option.

  2. In-depth product knowledge

    An adviser has complete and thorough knowledge of the products he or she is selling. They evaluate your health care requirements and help you to understand the health plan's terms and conditions, its features, as well as its benefits and exclusions. A professional health insurance advisor may not require you to conduct your own research on the plan.

  3. Understanding of your needs

    Along with thorough industry knowledge, your advisor will also have a fine understanding of your diverse medical requirements. Looking at your needs, your advisor will suggest to you the plans that perfectly fit your budget as well as offer maximum coverage.

  4. Helps you in hassle-free purchase

    The buying process of every health insurance company varies from one another. Some insurance companies offer offline buying whereas, some of them allow their customers to purchase online.

    A health insurance expert will not only advise you on the finest coverage to buy but will also assist you throughout the process. This can be very helpful to those who are not very familiar with the digital world.

  5. Bridges the gap between the company & policyholder

    Your health insurance adviser will act as a trustworthy intermediary between you and the health insurer of your choice. A qualified health insurance adviser, who is aware of both yours and the insurer's perspectives, will make it a point to address any issues you may have and communicate them to your health insurance provider to assure comprehensive support.

In a Nutshell

The Health Industry is quite vast and undergoes changes on a daily basis. However, as a layman, it is very difficult to keep track of these forever changing dynamics, and at times, some of them seem so complicated that you fall short of understanding how exactly they might be of help to you.

Hence, with the help of an Insurance Advisor, you can streamline the process of buying your ideal health plan with ease and minimum discrepancy of knowledge.

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What Our Customers Have to Say

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Achintya Sharma

Ranchi

May 10, 2024

I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...

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Parag Mehta

Jamshedpur

May 10, 2024

I’m impressed with the assistance of the ManipalCigna Prime Senior Insurance policy that I’ve bought for my father. I don’t fear now being a NRI because I’m assured of h...

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Anshul Garg

Vishakapatnam

May 10, 2024

The ManipalCigna LIfestyle Protection Critical Care Policy has coverage for up to 30 critical illnesses with a sum insured of up to 25 Crores. If you’re searching for a policy like this, ...

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Shivalika Varghese

Delhi

May 10, 2024

If you are searching a health insurance like ManipalCigna ProHealth choose that offers straightforward claim assistance and the flexibility to optimize your coverage, go for it.

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Pratibha Chandrakar

Kolkata

May 10, 2024

I was majorly focused on pre and post-hospitalization expenses coverage and found the best health coverage for these with the ManipalCigna ProHealth insurance policy.

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Kanupriya Ghadge

Nagpur

May 10, 2024

For anyone who’s looking for a comprehensive health insurance policy, I would recommend buying the ManipalCigna ProHealth Prime insurance plan as it provides maximum coverage.

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Neelam Sharma

Bengaluru

May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

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Adi Kukreja

Jalandhar

May 10, 2024

My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...

Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.