It's 2024 and guess what? You're still reading this article about buying health insurance! We read the news, watch content all over the internet, and have seen at least one of our relatives or neighbours getting hospitalized due to serious illnesses. People often lose all of their lifetime savings on healthcare bills. How come you do not consider having health insurance even if you know how important it is to have one?
Suppose, you do not know what is health insurance. Worry not, we have explained it very simply below and how significant it is to have one of the best-picked health insurance policies for you and your loved ones.
Health insurance policy in simple terms, is related to the insurance product that provides you (the policyholder) with the medical expenses occurring due to any kind of ailment or critical illness. The insurance provider of your policy will pay the medical bills related to hospitalization, medicines, doctor's fees, and any lab or diagnostic tests, etc.
And guess how it can be of your benefit? You do not need to pay anything from your savings for the medical treatment you've received. But if you opt to buy health insurance with a deductible or co-payment clause, you need to pay some percentage of the total medical expenses on your own.
Here's a list of how important having a health insurance policy is:-
Now that you have read the significance of health insurance, you must know how it can positively impact your life. Read to know why you need a health insurance policy today:
Health insurance is a vast sector, with a widе rangе of insurancе providеrs and policiеs availablе. It's еssеntial to know how to select the right health insurance plan & importantly, the right health insurer. Hеrе's a dеtailеd guidе on how to sеlеct a hеalth insurancе policy:
PolicyX is a leading and trusted insurance web aggregator in India. Buying the best health insurance from PolicyX is completely hassle-free and can help you get the maximum coverage benefits with any policy. Hence, it'll help minimize the risks of losing your hard-earned money and securing peace of mind.
Here are the steps to buy health insurance from PolicyX:-
Visit the official website PolicyX.com
Click on 'buy now'
Fill in the details like the number of family members under the policy, age, etc to see various plan options
Select 'city' and 'proceed'.
Now, fill in your name and contact details and then 'get free quotes'
To get various options for health insurance plans, compare the plans and later, click on which health insurance you need
Choose the best plan for you and fill in further details like- name, age, city, gender, date of birth, policy tenure, etc
Pay for the health plan you chose and proceed.
Buying health insurance is crucial today as it can protect you from the rising costs of healthcare in India. Worldwide pandemics like COVID-19, frequent viral infections such as dengue, critical illnesses such as cancer, heart and major organ failures, stroke, etc have shown us how difficult it can be to handle them financially. Health insurance policy is a prominent way of living worry-free as your financial and medical safety is ensured with it. Not only this, your loved ones can also get a comprehensive benefit with a good family floater health plan. If buying a health plan is the need of this hour, why are you sitting back? Go to our official website and pick the best health insurance for you and your family NOW!
A health insurance policy provides you coverage against rising medical expenses. It secures your family from all medical emergencies and supports your planned medical treatments. All your expenses related to your health are covered up to a specific sum insured.
When you buy health insurance you are entitled to multiple benefits such as: Affordable coverage Hospital expenses covered Hassle-free hospitalization and treatments Avail cashless facilities and more
Yes, age is an important factor when it comes to premium rates. An insurance company will evaluate your health profile and see if you require more medical attention or not. With growing age, many people will develop age-related health issues such as high cholesterol, high blood pressure, diabetes, and many more which often require frequent attention.
To get optimum coverage benefits against specific kinds of health issues, you might require additional riders with the base health insurance. Some of the commonly offered riders are an accidental death benefit, critical illness rider, etc.
Hеalth insurancе is crucial bеcausе mеdical trеatmеnts can bе vеry еxpеnsivе. Evеn if you havе monеy, a sеrious illnеss or surgеry can quickly drain your savings. Hеalth insurancе covеrs thеsе costs and еnsurеs you can gеt thе mеdical carе you nееd.
When choosing health insurancе, think about what you nееd, thе company& 039;s rеputation, thе typе of policy (for just you, your family, еtc), how much it covеrs, waiting period, prе-еxisting conditions, sharing thе cost, claim settlement records, etc
You can use insurance comparison tools or websites that offer insights on various health plans. One such insurance comparison portal is PolicyX where you can get a clear picture of which insurance is the best suited for your insurance needs.
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Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
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