No Spam
No
mis-selling
No pushy
sales
Adtiya Birla Activ Secure Critical Illness Plan
5,463
VS
Bajaj Criti Care Illness Plan
NA
Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wide coverage with up to 64 listed critical illnesses which compensates for the income loss at the time of your treatment duration. This will not only save you from financial drowning, but it will also safeguard your family in tough times of physical & emotional distress.
The USPs of this plan are the incredible sum insured of up to 1 Crore which provides financial help for major surgical operations and extensive therapeutic procedures. This listing of plan benefits is not over yet. The Aditya Birla Activ Critical Illness insurance provides a lump sum payout on detecting a critical illness or, 150% of the total sum insured as a lump sum payout on detecting two or more critical illnesses. The critical illness cover comes with a short survival period of 15 days if diagnosed initially with any of the covered illnesses. Additionally, this plan has three different variants - Plans 1, 2, & 3, with specific coverage options which we’ll discuss further in this article.
Apart from this, you also get coverage for an optional wellness coach and a second e-consultation service for an individual diagnosed with a critical illness. You can buy this plan on a individual policy or family floater basis. Family floater policy under this plan can cover self, the policyholder’s spouse, up to 4 children, 2 parents and 2 parents-in-law. The sum insured by Activ Secure- critical illness health insurance plan ranges from INR 1 Lakh - 1 Crore.
| PLAN DETAILS |
Adtiya Birla Activ Secure Critical Illness Plan |
Bajaj Criti Care Illness Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Min- 5 years, Max- 65 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 5,463 | 3284 |
| Plan Waiting Period | 90-180 Days | 80/120 Days |
| Plan Coverage | - | Individual |
| Plan Sample Premium | 5,463 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 / 2 / 3 year | 1/ 2/ 3 Years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96 | 99.23 |
| Solvency Ratio | 1.67 | 3.49 |
|
Aditya Birla Health Insurance Bajaj Health Insurance |
||
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
