Future Generali Health Absolute Plan
vs
Hdfc Ergo Optima Secure Global Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Future Generali Health Absolute Plan |
756-1730276727.webp){kind=logo} Hdfc Ergo Optima Secure Global Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8430 | 12000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | 18 years - No Limit | 18 - 65 Years |
| Plan Premium Entry Age and S/A | NA | N/A |
| Plan Waiting Period | 30 Days* | 30 |
| Plan Coverage | Family floater and Individual policy benefits | Individual/Family |
| Plan Sample Premium | - | N/A |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1,2,3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 94.98 | 98.59 |
| Solvency Ratio | 1.8 | 1.7 |
Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide scope of coverage and facilitates policyholders in managing their everyday lifestyle in an efficient way. FG health absolute not only covers hospitalization expenses but also covers you for covers benefits like annual health check-ups, and consultations regarding mental health, guiding you towards a healthier lifestyle, and also rewarding you for it.
With embedded health and wellness features like fitness tracking, teleconsultations, and discounts on health and fitness brands the plan is a complete solution for individuals who want to develop a healthy mind and body for themselves and their loved ones. There are 3 variants under health absolute Future Generali namely,
On investing in the FG Health Absolute plan individuals can cover up to 15 family members and provide them with holistic health and wellness coverage. This health insurance plan is a complete package for those who are looking for a complete health insurance plan that not only covers you in the face of adversity but also rewards and tracks your health and wellness saving you from any ailments and sickness.
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