Axis Max Life Smart Secure Plus Plan
- 100% return of premium
- Loyalty Discount of 5%
- Increase your Sum Assured
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Updated on Jul 09, 2025 3 min read
Axis Max Life Smart Secure plan is a non-linked, non-participating, individual pure risk premium life insurance plan that is specifically designed to fulfill the growing financial needs of a family and acts as a savior to create a financial net around the family.
With Axis Max Life Smart Secure Plan the insured gets two death benefits, including a cover for terminal illness and an exit value. In addition, this plan also provides optional benefits such as premium breaks, joint life cover, additional payout on accidental death and much more.
Axis Max Life Smart Secure Plus Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 85 years
Minimum term - 10 years Maximum term - 67 years
Base sum assured: 20 lakhs to no limit.
The policy loan is not available under Axis Max Life Smart Secure Plus Plan.
Annual, half-yearly, quarterly & monthly
Let's understand how the Axis Max Life Smart Secure Plus Plan works with a simple premium illustration.
Mr. Verma is looking for a simple and affordable term plan that provides financial safety to his family in case of his unfortunate demise.
His financial advisor advised him to buy the Axis Max Life Smart Secure
Plus Plan. He visited PolicyX.com
Let's understand how the Axis Max Life Smart Secure Plus Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 30 years | Rs 15,495 | 40 years | 40 years | Rs 6,19,800 | Rs 1 crore |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.
Here are the benefits associated with the Axis Max Life Smart Secure Plus Plan
Max Life Smart Term Plan
Max Life Smart Term Plan | Max Life Term Insurance Review
Max Life Smart Wealth Income Plan
You can add the following riders to your Axis Max Life Smart Secure Plus Plan:
It will waive off all future premiums and the benefits of the policy will remain the same in case of disability, dismemberment, or diagnosis of critical illness.
In case the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure then rider benefits are paid to them.
Here is the list of exclusions associated with the plan:
Axis Max Life Smart Secure Plan is a comprehensive term plan that offers you a range of benefits including Return of Premium, Premium Break, Special Exit Value, Sum Assured Top-up, etc. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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