Bharti Axa Life Unnati Plan
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Retire Smart

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Bharti Axa Life Unnati Plan vs Retire Smart

Bharti Axa Life Unnati Plan

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to get income from the end of the 2nd or 4th policy year as per your chosen plan...

Retire Smart

SBI Life Retire Smart Plan is a unit-linked non-participating pension plan that guarantees 101% of all premiums paid by the policyholder on maturity and also protects your funds from market volatility. Along with the life insurance cover, multiple fund options such as equity Pension Fund, Bond Pensi...

PLAN DETAILS

Bharti Axa Life Unnati Plan


Retire Smart

Premium Including GST
Key Features
(Key features of the plan)
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
  • Protection After Retirement For Better Tomorrow
  • The Plan Offers Guaranteed Additions Available
  • Get The Tax Benefit On Premium Paid
Plan Uniqueness
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
  • Guaranteed Benefits
  • Terminal Benefits
  • Advantage Option
Plan Maturity age Maximum Maturity Age - 84 years Maximum Maturity Age - 80 years
Premium payment term 5,7,10,12 years 5/8/10/15 years
Plan Entry Age Minimum- 91 days, Maximum- 60 years Minimum Age - 30 years Maximum Age - 70 years
Sum assured No limit Rs 1 lakh to No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 15 years Maximum term - 24 years 10, 15, 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 0 year Minimum Age- 30 year

Know More About Plans

Overview

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to get income from the end of the 2nd or 4th policy year as per your chosen plan option, which helps you to meet all your financial goals. 
The plan offers you the flexibility to choose from multiple options that cater to your financial needs. 

Bharti AXA Life Unnati Plan offers you a range of benefits including:

why-choose
  • Guaranteed maturity benefit

  • Choice of 4 plan variants

  • Cash bonuses
  • Waiver of premium

  • Guaranteed income

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.