Hdfc Sampoorn Samridhi Plus
vs
Lic Jeevan Shagun

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Hdfc Sampoorn Samridhi Plus vs Lic Jeevan Shagun

Hdfc Sampoorn Samridhi Plus

‘A plan that offers you dual benefits- savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per ...

Lic Jeevan Shagun

LIC Jeevan Shagun is a non-linked, participating, savings with protection single premium Money-Back plan. The policy provides high life cover in the event of the miserable death of the policyholder where the single premium paid depends on the maturity sum assured opted by the insured. On surviving t...

PLAN DETAILS

Hdfc Sampoorn Samridhi Plus


Lic Jeevan Shagun

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Survival Benefits
  • Death Benefits
  • Loan Facility
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - NA
Premium payment term 5 years Single Premium
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years Minimum Age - 8 years Maximum Age - 45 years
Sum assured NA Rs 60,000 to No llimit
Premium payment frequency Monthly, Quarterly, Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 40 years Specified Duration by LIC
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 98.62

Know More About Plans

Overview

‘A plan that offers you dual benefits- savings and whole life coverage.’

HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per the policy's terms and conditions. In case you miss any premium payment by chance you can also avail of a grace period of 30 days to pay the same. You can also avail of additional riders such as accidental disability riders or critical illness riders. This plan comes in two options: endowment plan and endowment with a whole life plan.

HDFC Life Sampoorn Samridhi Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

HDFC Life Sampoorn Samridhi Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Additions
  • Tax Benefits
  • Bonuses
  • Whole life coverage
  • Loan against policy
  • Accidental death benefits

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.