Hdfc Sampoorn Samridhi Plus
vs
Lic Komal Jeevan

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Hdfc Sampoorn Samridhi Plus vs Lic Komal Jeevan

Hdfc Sampoorn Samridhi Plus

‘A plan that offers you dual benefits- savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per ...

Lic Komal Jeevan

LIC has been very dynamic in introducing plans according to different individuals' demands. The LIC Komal Jeevan Plan is exclusively fabricated for children between the ages of 0 and 10. When a newborn baby steps into the family, the parents experience a mix of excitement and anxiety. They become ov...

PLAN DETAILS

Hdfc Sampoorn Samridhi Plus


Lic Komal Jeevan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Guaranteed Additions
  • Loyalty Additions
  • Survival Benefits
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 26 years
Premium payment term 5 years 18 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years Minimum Age - 90 days Maximum Age - 10 years
Sum assured NA Rs 1 lakh to Rs 25 lakhs
Premium payment frequency Monthly, Quarterly, Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 40 years Minimum term - 10 years Maximum term - 26 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 98.62

Know More About Plans

Overview

‘A plan that offers you dual benefits- savings and whole life coverage.’

HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per the policy's terms and conditions. In case you miss any premium payment by chance you can also avail of a grace period of 30 days to pay the same. You can also avail of additional riders such as accidental disability riders or critical illness riders. This plan comes in two options: endowment plan and endowment with a whole life plan.

HDFC Life Sampoorn Samridhi Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

HDFC Life Sampoorn Samridhi Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Additions
  • Tax Benefits
  • Bonuses
  • Whole life coverage
  • Loan against policy
  • Accidental death benefits

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.