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Indiafirst Life Smart Save vs Icici Pru Signature Plan

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Indiafirst Life Smart Save vs Icici Pru Signature Plan

Indiafirst Life Smart Save

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can c...

Icici Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provides flexible Wealth Boosters, fund options, Value Benefits, and return-of-premium allocation charges. It adapts to changing life stages, providing disc...

PLAN DETAILS

Indiafirst Life Smart Save


Icici Pru Signature Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Uniqueness
  • Choice of Fund Options Partial Withdrawal Life Cover Protection
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)
Plan Maturity age Maximum Maturity Age - 75 years 99 years
Premium payment term 5,7 years Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Minimum Age - 5 year Maximum Age - 65 years 0-70 years
Sum assured 125% of Single Premium 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 5 years Maximum term - 70 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 99.3%

Know More About Plans

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.
IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can choose from 4 different fund options as per your risk appetite. 
You can easily make the most of your premiums by ‘redirecting your premium’ from one fund to another. The investment plan has a flexible premium payment option that allows you to pay premiums on a regular, limited, or single-pay basis. Once you survive throughout the policy term, you'll receive the accumulated fund value in a lump sum or monthly installments as per the chosen payout option.

IndiaFirst Smart Save Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment terms
  • 4 unit-linked fund options
  • Convenience of choosing your investment funds
  • Tax Benefits
  • Choice of maturity benefit payout

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