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Hdfc Sampoorn Samridhi Plus vs Icici Pru Signature Plan

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Hdfc Sampoorn Samridhi Plus vs Icici Pru Signature Plan

Hdfc Sampoorn Samridhi Plus

‘A plan that offers you dual benefits- savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per ...

Icici Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provides flexible Wealth Boosters, fund options, Value Benefits, and return-of-premium allocation charges. It adapts to changing life stages, providing disc...

PLAN DETAILS

Hdfc Sampoorn Samridhi Plus


Icici Pru Signature Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Uniqueness
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)
Plan Maturity age Maximum Maturity Age - 75 years 99 years
Premium payment term 5 years Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years 0-70 years
Sum assured Sum assured at maturity: Rs. 65,463 to no limit 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Premium payment frequency Monthly, Quarterly, Half-yearly and Yearly Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 40 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 99.3%

Know More About Plans

‘A plan that offers you dual benefits- savings and whole life coverage.’

HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per the policy's terms and conditions. In case you miss any premium payment by chance you can also avail of a grace period of 30 days to pay the same. You can also avail of additional riders such as accidental disability riders or critical illness riders. This plan comes in two options: endowment plan and endowment with a whole life plan.

HDFC Life Sampoorn Samridhi Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

HDFC Life Sampoorn Samridhi Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Additions
  • Tax Benefits
  • Bonuses
  • Whole life coverage
  • Loan against policy
  • Accidental death benefits

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