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Hdfc Life Guaranteed Income Plan vs Icici Pru Signature Plan

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Hdfc Life Guaranteed Income Plan vs Icici Pru Signature Plan

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Icici Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provides flexible Wealth Boosters, fund options, Value Benefits, and return-of-premium allocation charges. It adapts to changing life stages, providing disc...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Icici Pru Signature Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)
Plan Maturity age Maximum Maturity Age - 65 years 99 years
Premium payment term 8 to 10 years Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years 0-70 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Premium payment frequency Annual,Semi-Annual,Monthly,Single Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 99.3%

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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