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Hdfc Guaranteed Wealth Plus vs Icici Pru Signature Plan

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Hdfc Guaranteed Wealth Plus vs Icici Pru Signature Plan

Hdfc Guaranteed Wealth Plus

'A plan that helps you save for your future goals.' The insurance market is filled with several insurance products, each with its unique benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then consider '...

Icici Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provides flexible Wealth Boosters, fund options, Value Benefits, and return-of-premium allocation charges. It adapts to changing life stages, providing disc...

PLAN DETAILS

Hdfc Guaranteed Wealth Plus


Icici Pru Signature Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Uniqueness
  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)
Plan Maturity age Maximum Maturity Age - 103 years 99 years
Premium payment term Premium Payment Options: Single Pay, Limited Pay (5, 6, 7, 8, 10, and 12 years) Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Entry Age: Minimum - 12 years, Maximum - 60 years 0-70 years
Sum assured NA 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Premium payment frequency Premium Payment Frequency: Monthly, Half-yearly, and Yearly Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 to 43 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 99.3%

Know More About Plans

'A plan that helps you save for your future goals.'

The insurance market is filled with several insurance products, each with its unique benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then consider 'HDFC Life Guaranteed Wealth Plus'.

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan. This plan offers a range of benefits, including return of premiums, survival benefits, guaranteed income benefits, guaranteed surrender value, policy loans, and policy revival. It helps you save a lump sum amount to fulfill your future goals and provides a grace period to avoid penalties for missed premium payments. The plan comes in two variants: the Lump Sum variant and the Income variant.

HDFC Guaranteed Wealth Plus Plan offers a range of benefits:

  • Guaranteed Income Benefits
  • Tax Benefits
  • Surrender Value
  • Policy loans
  • Policy revivals
  • Return of premiums

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