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Lic Aadhaar Shila
VS
Lic Jeevan Lakshya
| PLAN DETAILS |
Lic Aadhaar Shila |
Lic Jeevan Lakshya |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 65 years |
| Premium payment term | Same as the policy term | Policy term minus 3 years |
| Plan Entry Age | Minimum Age - 8 years, Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 50 years |
| Sum assured | Rs 75,000 to Rs 3,00,000 | Rs 1 lakh to No limit |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | Minimum term - 10 years, Maximum term - 20 years | Minimum term - 13 years Maximum term - 25 years |
| Claim Settlement Ratio (2024-25) | 98.5% | 98.5% |
LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked, with-profits, regular premium-paying endowment plan. This plan offers a combination of savings and protection.
LIC’s Aadhaar Shila Plan is primarily for female policyholders who have an Aadhaar card issued by UIDAI (Unique Identification Authority of India). This is a Loyalty Addition-based plan and does not require any medical tests.
The plan provides financial assistance to the policyholder’s family in the event of their unfortunate demise even during the maturity period. If the policyholder survives the policy term, a fixed sum assured is paid upon maturity.
LIC Aadhaar Shila Plan offers a range of benefits, including:
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