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Lic Aadhaar Shila vs Lic Jeevan Saral

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Lic Aadhaar Shila vs Lic Jeevan Saral

Lic Aadhaar Shila

LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. This plan is a combination plan that offers both savings as well as protection. LIC’s Aadhaar Shila Plan is primarily for female policyholders having Aadhaar ...

Lic Jeevan Saral

LIC Jeevan Saral is an Endowment Assurance plan under which the proposer has simply to choose the amount and mode of premium payment. The plan comes out with the needful financial protection to support death throughout the term of the plan. The death benefit is directly related to the premiums paid....

PLAN DETAILS

Lic Aadhaar Shila


Lic Jeevan Saral

Premium Including GST
Key Features
(Key features of the plan)
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Auto cover facility
  • Female Only Plan
  • Low premium plan.
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 70 years
Premium payment term Same as the policy term 10 to 35 years
Plan Entry Age Minimum Age - 8 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 65 years
Sum assured Rs 75,000 to Rs 3,00,000 Rs 5 lakhs to Rs 25 lakhs
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 10 years Maximum term - 20 years Minimum- 10 years Maximum-35 years
Claim Settlement Ratio (2024-25) 98.5% 98.5%

Know More About Plans

LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. This plan is a combination plan that offers both savings as well as protection.

LIC’s Aadhaar Shila Plan is primarily for female policyholders having Aadhaar cards provided by UIDAI (Unique Identification Authority of India). This is a Loyalty Addition based plan and does not require any medical tests.

This plan also provides financial assistance to the policyholder’s family in the event of his/her miserable death even during the maturity period and if the policyholder survives the policy term a fixed sum assured is paid at the time of maturity.

LIC Aadhar Shila Plan offers you a range of benefits including:

why-choose
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions
  • Auto cover continuance
  • Policy Loan

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