Retire Smart
vs
Hdfc Pro Growth Plus
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Retire Smart |
 Hdfc Pro Growth Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Uniqueness |
|
|
| Plan Maturity age | Maximum Maturity Age - 80 years | Maximum Maturity Age - 75 years |
| Premium payment term | 5/8/10/15 years | 10 to 30 years |
| Plan Entry Age | Minimum Age - 30 years Maximum Age - 70 years | Minimum Age - 14 years Maximum Age - 65 years |
| Sum assured | Rs 1 lakh to No limit | Higher of 10 x annualized premium or 0.5 x policy term x annualized premium |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 10, 15, 30 years | 10 to 30 years |
| Claim Settlement Ratio (2023-24) | Minimum Age- 30 year | Minimum Age- 14 year |
SBI Life Retire Smart Plan is a unit-linked non-participating pension plan that guarantees 101% of all premiums paid by the policyholder on maturity and also protects your funds from market volatility. Along with the life insurance cover, multiple fund options such as equity Pension Fund, Bond Pension Fund, etc. can gradually add to the growth of an investment.
SBI Life Retire Smart Plan provides single, regular, and limited premium payment options and secures the golden years of a policyholder's life by creating a retirement corpus through systematic investments during his/her earning time.
SBI Retire Smart Plan offers you a range of benefits including:
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