Bajaj Allianz Term Insurance
Explore India’s best-selling Term insurance plans below
Bajaj Allianz Term Insurance commenced its operations in 2001 and expanded its presence across the country. It serves millions of customers with versatile term plans.
Bajaj Allianz e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage...
Unique Features
- High SI Available
- Accidental Death Benefit
- Health Management Services
Bajaj Allianz Life e-Touch (Pros)
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- Shield
- Shied Plus
- Shield Supreme
Bajaj Allianz Life e-Touch (Cons)
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- No Loans Allowed
- No Surrender Benefit
- No Maturity Benefit
Bajaj Allianz Life e-Touch (Other Benefits)
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- Max Sum Assured 2 Cr
- Sheild Super
- High Sum Assured Rebate (HSAR)
Bajaj Allianz Life e-Touch (Eligibility Criteria)
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- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 50 L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - 10 to 40 Yrs
Bajaj Allianz iSecure is a non-linked, non-participating plan that offers an advanced level of term insurance coverage at a low cost. The plan offers ...
Unique Features
- 105% Death Benefit
- Rider Benefit
- 50 lakhs Max Sum Assured
Bajaj Allianz iSecure (Pros)
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- No Suicide Cover
- Healthy Lifestyle Incentives
- Customizable Options
Bajaj Allianz iSecure (Cons)
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- No Maturity Benefit
- Limited Rider Options
- Limited Availability for POS Channel
Bajaj Allianz iSecure (Other Benefits)
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- Tax Benefits
- Premium Payment Options
- High Sum Assured Rebate (HSAR)
Bajaj Allianz iSecure (Eligibility Criteria)
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- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 2.5 L
- Maximum Maturity Age - 85 Yrs
- Premium Payment Term - 10 to 25 Yrs
Bajaj Allianz Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-partic...
Unique Features
- 3 Plan Options
- Critical Illness Benefit
- Waiver Of Premium
Bajaj Allianz Life Secure (Pros)

- Surrender Benefit
- Suicide Cover
- Choose your Sum Assured
Bajaj Allianz Life Secure (Cons)

- No Survival Benefit
- No Thyroid Cancer Cover
- No Maturity Benefit
Bajaj Allianz Life Secure (Other Benefits)

- Death Benefit
- Accelerated Critical Illness
- Waiver of premium Benefit
Bajaj Allianz Life Secure (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 20 L
- Maximum Maturity Age - NA
- Premium Payment Term - 5 7 10 and 15 years
Bajaj Allianz Sararl Jeevan Bima is a non-linked, non-participating individual, pure-risk premium life insurance plan designed to provide financial se...
Unique Features
- Death Benefit
- Tax Benefit
- 25 Lakh Max Sum Assured
Bajaj Allianz Saral Jeevan Bima (Pros)

- Spouse Cover
- Max Sum Assured 25 Lakh
- Available for Online Buying
Bajaj Allianz Saral Jeevan Bima (Cons)

- No Survival Benefit
- No Surrender Benefit
- No Maturity Benefit
Bajaj Allianz Saral Jeevan Bima (Other Benefits)

- Avail Tax Benefits
- Easy Claim Settlement Process
- Flexible-Premium Payment term
Bajaj Allianz Saral Jeevan Bima (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 5L
- Maximum Maturity Age - NA
- Premium Payment Term - RP/SP/LP (5&10 Years)
Bajaj Allianz iSecure Loan is a pure protection loan cover term life insurance plan. With a flexible policy term and a minimum sum assured of 3 lacs, ...
Unique Features
- Protection against loan
- Joint life cover
- Rider benefits
Bajaj Allianz iSecure Loan (Pros)

- Suicide Cover
- Tax benefits
- Policy Revival within 5 Years
Bajaj Allianz iSecure Loan (Cons)

- No Survival Benefit
- No Surrender Benefit
- No Discount Benefit
Bajaj Allianz iSecure Loan (Other Benefits)

- Accidental Death Benefit Rider
- Waiver of Premium Benefit Rider
- Accidental Permanent Total/Partial Disability Rider
Bajaj Allianz iSecure Loan (Eligibility Criteria)

- Entry Age -25 Years
- Max Entry Age- 60 Years
- Minimum Sum Assured - 3 L
- Maximum Maturity Age - 65 Yrs
- Premium Payment Term - 10/ 15/ 20/ 25 years
Most Indians consider insurance an unnecessary expense because they're not sure whether to get life insurance or health insurance. What if we told you...
Unique Features
- Level Cover Term
- Terminal Illness Cover
- Flexible-Premium Payment Term
Bajaj Allianz Lifestyle Secure Plan (Pros)

- Family Cover
- Choose your Policy Term (PT)
- Inbuilt Accelerated Terminal Illness
Bajaj Allianz Lifestyle Secure Plan (Cons)

- No Loans Allowed
- No Surrender Benefit
- No Maturity Benefit
Bajaj Allianz Lifestyle Secure Plan (Other Benefits)

- Suicide Cover
- Easy Claim Settlement
- Policy revival Within 5 Years
Bajaj Allianz Lifestyle Secure Plan (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 50 Years
- Minimum Sum Assured - 3L
- Maximum Maturity Age - 60 Years
- Premium Payment Term - 5/ 7/ 10/ 15/ 20 Yrs
Bajaj Allianz Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates,...
Unique Features
- Critical illnesses covered
- Return of Premiums
- 4 Plan variants
Bajaj Allianz Life Smart Protect Goal (Pros)

- Critical Illness Benefit
- Accidental Death Benefit (ADB)
- Accidental Total Permanent Disability Benefit
Bajaj Allianz Life Smart Protect Goal (Cons)

- No Loans Allowed
- 180 Days WP For Critical Illness
- No Rebate for SA above 3 cr
Bajaj Allianz Life Smart Protect Goal (Other Benefits)

- Suicide Cover After 12 Months
- Female Life Rebate
- High Sum Assured Rebate (HSAR)
Bajaj Allianz Life Smart Protect Goal (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Min Sum Assured - 5 L
- Max Maturity Age - 75 Yrs(ROP)
- Premium Payment Term - RP/SP/LP
Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c is a unique protection plan offering term insurance coverage to pre-diabetics and type 2 diabetic in...
Unique Features
- Keep Fit Benefit
- Health Coaching
- Second Medical Opinion
Bajaj Allianz Diabetic Term (Pros)

- Premium Reduction on Renewal
- Good Health Premium Discounts
- Health Management Services.
Bajaj Allianz Diabetic Term (Cons)

- No Maturity Benefit
- No Surrender Value
- Limited Coverage With Hba1c Level Above 8%
Bajaj Allianz Diabetic Term (Other Benefits)

- Tax Benefits Available
- Flexible Sum Assured Options
- Multiple Premium Payment Frequencies
Bajaj Allianz Diabetic Term (Eligibility Criteria)

- Entry Age -30 Years
- Max Entry Age- 6 Years
- Minimum Sum Assured - 25 L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - LP
Bajaj Allianz iSecure More by Bajaj Allianz Life Insurance is an increasing cover term assurance plan. It offers a financial safety net to your loved ...
Unique Features
- Flexible Policy Tenure
- Option to Avail Joint Life Cover
- High Sum Assured Rebate
Bajaj Allianz iSecure More (Pros)

- 7 Plan Options
- Cover Continuance Benefit
- Inbuilt Terminal Illness Cover
Bajaj Allianz iSecure More (Cons)

- 1 year WP for suicide
- No policy loan
- No whole life coverage
Bajaj Allianz iSecure More (Other Benefits)

- Death Benefits
- Increasing Sum Assured
- Tax Rebates
Bajaj Allianz iSecure More (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - 60 years
- Min sum assured - Rs 2.5 lakhs
- Max maturity age - 70 years
- PPT - Same as policy term
‘A woman who takes care of everyone in the family deserves a comprehensive solution that provides her protection.’ Bajaj Allianz Superwoma...
Unique Features
- Critical Illness Cover
- Free Health Management Services
- Child Care Benefit
Bajaj Allianz Superwoman (Pros)
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- Critical Illness Cover
- Free Health Management Services
- Child Care Benefit
Bajaj Allianz Superwoman (Cons)
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- 1 year waiting period for suicide
- No policy loan
- No pre-existing illness cover
Bajaj Allianz Superwoman (Other Benefits)
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- Death Benefits
- Terminal Illness
- Benefit Waiver of Premium
Bajaj Allianz Superwoman (Eligibility Criteria)
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- Entry age - 18 years
- Max entry age - 60 years
- Min sum assured - Rs 50 lakhs
- Max maturity age - 99 years
- PPT - RP/SP/LP