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Click 2 Protect Super Plan vs Eshield Next Plan

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Click 2 Protect Super Plan vs Eshield Next Plan

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inci...

Eshield Next Plan

SBI Life eShield Next, launched by SBI Life is a new age term insurance plan that enables you to take care of your current requirements and your changing responsibilities. You can boost your family's financial immunity in an ever-changing world with SBI Life eShield Next. SBI Life offers multiple te...

PLAN DETAILS

Click 2 Protect Super Plan


Eshield Next Plan

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Better Half Benefit
  • 3 Plan options
  • Terminal Illness Benefit
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 100 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Basic Sum Assured: ₹50L to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Half-yearly, quarterly & monthly Single, Yearly, Half-Yearly, and Monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under SBI Life eShield Next plan.
Plan Sample Premium Rs 677/- per month Rs 503-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum term - 5 years Maximum term - 100 years
Claim Settlement Ratio (2023-24) 99.7 98.25
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SBI eShield term insurance plan

SBI eShield term insurance plan

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders Associated with SBI Life eShield Next Plan

You can add the following riders to your SBI Life - eShield Next Plan:

SBI Life Accidental Death Benefit Rider

Accidental death benefits rider provides an additional sum if the policyholder dies due to an accident during the policy tenure. 

SBI Life Accidental Total and Permanent Disability Rider

Accidental Total and Permanent Disability Rider covers the policyholder if any accident occurs that leads to the permanent disability of the policyholder.

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