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Click 2 Protect Super Plan
677/- per month
VS
Isecure More
730/- per month
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
| PLAN DETAILS |
Click 2 Protect Super Plan |
Isecure More |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum maturity age- 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured- Rs 2.5 lakh to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 60 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | A policy loan is not available under the Bajaj iSecure More Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum policy term- 10 years, Maximum policy term- 25 years |
| Claim Settlement Ratio (2024-25) | 99.68% | 99.29% |
|
HDFC Term Insurance |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can choose the following rider options with your Bajaj iSecure More Plan to enhance your plan coverage.
Rider benefits are paid to the nominee in case of the policyholder’s unfortunate death due to an accident during the policy tenure.
In case of accidental permanent total/ partial disability, the applicable rider sum assured is paid to the policyholder.
This rider waives off all your future premiums in the following circumstances: (i) death (ii) diagnosis of any of the 11 critical illnesses mentioned in the rider brochure (iii) accidental permanent total disability
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