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Click 2 Protect Super Plan
677/- per month
VS
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Term With Return Of Premium Plan
1123-/ per month
| PLAN DETAILS |
Click 2 Protect Super Plan |
Term With Return Of Premium Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Basic Sum Assured: Rs. 10 Lakhs to 25 Lakhs |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 50 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Yearly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under HDFC Term With Return Of Premium Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 1123-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 10 years Maximum term - 30 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.7 |
|
HDFC Term Insurance HDFC Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
You can add the following riders to your HDFC Term with Return of Premium Plan:
Get an extra payout on top of the’s base cover on accidental death.
Get an extra payout on top of the base cover on total and permanent disability due to an accident.
Get additional coverage if you are diagnosed with a pre-specified critical illness.
In this rider, your future premium will be waived if you become disabled or seriously ill and are unable to work.
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