VS
| PLAN DETAILS |
Family Income Protector Plus Plan |
Pnb Metlife Pos Suraksha Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 65 years |
| Plan Sum Assured | Basic Sum Assured: ₹14L to ₹1.4Cr. | Basic Sum Assured: ₹50K to no limit. |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 55 years |
| Plan Payment modes | Annual, Semi-Annual, and Monthly | Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under PNB Metlife Saral Jeevan Bima. | The policy loan is not available under PNB MetLife POS Suraksha Plan. |
| Plan Sample Premium | Rs 511-/ per month | Rs 521-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 20 years | Minimum term - 10 years Maximum term - 15 years |
| Claim Settlement Ratio (2023-24) | 99.2 | 99.2 |
|
PNB Metlife Term Insurance Plans PNB Metlife Term Insurance Plans |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
'A Term plan that gives a regular monthly income after your demise'
If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any mishap occurs to you? Such a scenario can strip your family of the financial aid too.
Therefore, to keep the family income flowing even after your demise, PNB Metlife term insurance plan has introduced a term plan named 'Family Income Protector Plus'. A unique non-linked term insurance plan that will protect your family from any future uncertainties by providing a regular monthly income for up to 20 years. Not only this, but if you outlive your policy, the premiums that you paid will be given back to you.
PNB Metlife Family Income Protector Plus plan offers you a range of benefits, including:

You can add the following riders to your PNB MetLife POS Suraksha Plan:
The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions.
This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.
This rider ensures that future due premiums are waived off in case of total and permanent disability of the life assured.