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PLAN DETAILS |
![]() Instaprotect Plan |
![]() Etouch Online Term Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 99 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured: 50 lakhs to no limit. |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under Smart Total Elite Protection Plan. |
Plan Sample Premium | - | Rs 614/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 10 years Maximum term - 40 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.29 |
Tata AIA Term Insurance Plans Bajaj Allianz Life E-Touch Term Plan | Bajaj Allianz Term Insurance | Bajaj Allianz Life |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your Bajaj Allianz Life e-Touch Plan:
In case the policyholder is diagnosed with the mentioned critical illnesses, the rider benefits are paid.
This rider waives off all future premiums of your policy under these circumstances- critical illness, dismemberment, or death.
The Bajaj Allianz Family Protect Rider is an optional add-on to certain Bajaj Allianz Life Insurance policies that provides additional financial protection for your parents, specifically in the event of your death or accidental total permanent disability.