Instaprotect Plan
vs
Maha Raksha Supreme

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Instaprotect Plan vs Maha Raksha Supreme

Instaprotect Plan

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnes...

Maha Raksha Supreme

TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed with any terminal illness during policy term. In addition to this, if you bought your plan at an early age and now plan to get married, you might feel ...

PLAN DETAILS

Instaprotect Plan


Maha Raksha Supreme

Premium Including GST
Key Features
(Key features of the plan)
  • All round protection
  • Loaded with features
  • Very high Sum Insured
  • Life Stage Plus Option
  • Payout Accelerator Benefit
  • Non-smoker & Female Discounts
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 80 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs Base sum assured: Rs 50 lakhs to no limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum Age - 18 years Maximum Age - 70 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan The policy loan is not available under TATA AIA Maha Raksha Supreme
Plan Sample Premium - 615-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 50 years Minimum term - 10 years Maximum term - 40 years
Claim Settlement Ratio (2023-24) 99.13 99.13

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.

TATA AIA Insta Protect Solution Plan offers you a range of benefits including:

why-choose
  • Critical Illness Protection
  •  Include your spouse at a later date in your existing policy

Riders

Riders Associated with Tata AIA Maha Raksha Supreme Plan

You can add the following riders to your Tata AIA Maha Raksha Supreme:

Tata AIA Life Insurance Accidental Death and
Disability Rider

In case of the policyholder’s demise or disability due to an accident, a payout is paid to the nominee.

Tata AIA Non-Linked Comprehensive
Protection Rider

This rider provides coverage for various unforeseen events, such as death, disability due to accident, a wide range of critical illnesses, or terminal illnesses.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.