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PLAN DETAILS |
![]() Maha Raksha Supreme |
![]() Hdfc Life Click 2 Protect Elite |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 80 years | Maximum Maturity Age - 45 years |
Plan Sum Assured | Base sum assured: Rs 50 lakhs to no limit | Base sum assured: 2 Crores to No Limit |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 70 years | Minimum Age - 18 years Maximum Age - 45 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Monthly, Quarterly, and Half-yearly and Yearly |
Plan Policy loan | The policy loan is not available under TATA AIA Maha Raksha Supreme | The policy loan is available under HDFC Life Click 2 Protect Elite Plan |
Plan Sample Premium | 615-/ per month | Rs 671/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 10 years Maximum term - 40 years | 15 to 40 Years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.7 |
Tata AIA Maha Raksha Supreme Term Plan |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed with any terminal illness during policy term.
In addition to this, if you bought your plan at an early age and now plan to get married, you might feel that the sum assured that you chose would be insufficient for the new chapter of your life. For this, Maha Raksha Supreme offers a Life Stage Plus option that helps you to increase the basic sum assured with upcoming future responsibilities such as marriage and childbirth, without undergoing any medical tests again.
Tata AIA Maha Raksha Supreme Term Plan offers you a range of benefits including:
You can add the following riders to your Tata AIA Maha Raksha Supreme:
In case of the policyholder’s demise or disability due to an accident, a payout is paid to the nominee.
This rider provides coverage for various unforeseen events, such as death, disability due to accident, a wide range of critical illnesses, or terminal illnesses.