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PNB MetLife PNB MetLife POS Suraksha is a term insurance plan that provides guaranteed monthly income to support your family financially in your absence. PNB MetLife POS Suraksha is an individual non-linked, non-participating term insurance plan that offers both death and maturity benefits for better financial protection of your loved ones.
The plan offers a policy term ranging from 10 to 15 years and starts at an affordable premium of just ₹177 per month. The plan comes with flexible premium payment options and an easy enrollment process, allowing you to buy it without any medical examinations.
PNB MetLife POS Suraksha offers you a range of benefits including:

| PLAN DETAILS |
Pnb Metlife Pos Suraksha Plan |
Mera Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹50K to no limit. | Basic Sum Assured: ₹₹5,000 per member to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 55 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Annual, Semi-Annual, quarterly and Monthly |
| Plan Policy loan | The policy loan is not available under PNB MetLife POS Suraksha Plan. | The policy loan is not available under PNB Metlife Mera Term Plan Plus. |
| Plan Sample Premium | Rs 521-/ per month | Rs 545-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 15 years | Minimum term - 10 years Maximum term - 99- entry age |
| Claim Settlement Ratio (2024-25) | 99.57% | 99.57% |
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PNB Metlife Term Insurance Plans PNB Metlife Mera Term Plan Plus |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your PNB MetLife POS Suraksha Plan:
The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions.
This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.
This rider ensures that future due premiums are waived off in case of total and permanent disability of the life assured.