PLAN DETAILS |
![]() Quick Protect Plan |
![]() Smart Term Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 85 years |
Plan Sum Assured | Basic Sum Assured: Rs. 25 Lakhs to 1.25 Cr | Base sum assured: 20 lakhs to no limit. |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 50 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Yearly, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
Plan Policy loan | The policy loan is not available under HDFC Quick Protect Plan. | The policy loan is not available under Axis Max Life Smart Secure Plus Plan. |
Plan Sample Premium | Rs 876-/ per month | Rs 586/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 67 years |
Claim Settlement Ratio (2023-24) | 99.7 | 99.70 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly customizable with flexible term coverage and various sum-assured options. The entry age for Quick Protect solution by HDFC Life is 18 to 50 years, while the maximum maturity age is 75 years. The plan is considered one of the best term insurance plan offers you protection against 19 critical illnesses with the critical illness rider option and life cover with 2X coverage for accidental coverage. A regular monthly income payable for 10 years in case of Accidental Total Permanent Disability is also one of the features of the plan.
HDFC Life Quick Protect Plan offers you a range of benefits including:
You can add the following riders to your HDFC Quick Protect Plan:
A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
Get an extra payout on top of the base cover in case of accidental death, dismemberment and total and permanent disability.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.