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HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after the death of the insured during the policy term. It is also a non-linked, non-participating plan with simple features and standard terms & conditions. Saral Jeevan has two accidental death rider options, so it is a term plan that provides comprehensive protection at an affordable price and good coverage.
Let us explore the Saral Jeevan Bima plan in this article.
HDFC Saral Jeevan Bima Plan offers you a range of benefits including:

Why Buy Saral Jeevan Bima?
The HDFC Life Saral Jeevan Plan offers protection for your family when the unexpected occurs. It is perfect for anyone considering the best Saral Jeevan Bima plan as it offers affordability, full coverage, and simple features. Riders can be added, and various payout options are offered to increase your model's value.
| PLAN DETAILS |
Saral Jeevan Bima |
Hdfc Click Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: ₹50,000 to no limit. | Base sum assured: Rs 10,000 to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 84 years |
| Plan Payment modes | Single pay, half-yearly, quarterly & monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | The policy loan is not available under HDFC Life Saral Jeevan Bima Plan. | No Policy Loans are available under this plan. |
| Plan Sample Premium | Rs 630/- per month | Rs 931/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 50 years | 1 month to 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 99.68% | 99.68% |
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HDFC Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Saral Jeevan Bima Plan:
Get additional income benefits over and above your sum assured in the event of total permanent disability due to an accident.
If the policyholder passes away due to an unfortunate accident during the rider term, 100% of the rider sum assured shall be payable.