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Smart Protect Goal Plan
730/- per month
VS
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Saral Jeevan Bima
630/- per month
Bajaj Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates, comes in multiple variants such as life cover, child education extra cover, life cover with joint variant, and increasing life cover variant. Bajaj Smart Goal Protect is a complete term plan with new-age features in line with your evolving needs.
Bajaj Life Smart Goal Protect Plan offers you a range of benefits including:
| PLAN DETAILS |
Smart Protect Goal Plan |
Saral Jeevan Bima |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75/85/99 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | 50 lakh to No limit | Basic Sum Assured: ₹50,000 to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Single pay, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Smart Protect Goal | The policy loan is not available under HDFC Life Saral Jeevan Bima Plan. |
| Plan Sample Premium | Rs 730/- per month | Rs 630/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 99 minus Entry age | Minimum term - 10 years Maximum term - 50 years |
| Claim Settlement Ratio (2024-25) | 99.29% | 99.68% |
|
Bajaj Life Smart Protect Goal In 2026 HDFC Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bajaj Smart Goal Protection Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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