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Smart Swadhan Supreme Plan
521-/ per month
VS
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Iterm Comfort Plan
530-/ per month
Usually, a term plan provides financial security to your loved ones in return for the premium you have paid during the policy term. But once in a while, the thought of outliving your term insurance plan comes to your mind. Such as, what will happen if I survive the whole policy term? What will happen to my paid premiums? Will I get those back? Fortunately, term return of premium plans do so!
Such a plan is SBI Smart Swadhan Supreme which offers dual benefits of long-term protection along with the return of a premium option if you survive the whole policy term. It is a pure protection plan which offers protection at an affordable cost with the flexibility to choose a term from 10 to 30 years.
SBI Life Smart Swadhan Supreme Plan offers you a range of benefits including:
| PLAN DETAILS |
Smart Swadhan Supreme Plan |
Iterm Comfort Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹25L to No LImit | Base sum assured: 25 lakh- 1. 25 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, Half-Yearly, and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under SBI Smart Swadhan Supreme Plan. | The policy loan is not available under Bandhan Life i-Term Comfort |
| Plan Sample Premium | Rs 521-/ per month | Rs 530-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 15 years Maximum term - 30 years | 5 years -70 years |
| Claim Settlement Ratio (2024-25) | 98.83% | 99.73% |
|
SBI Term Insurance | Best Life Insurance Policy In India |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your SBI Smart Swadhan Supreme Plan:
Accidental Death Benefits Rider provides an additional sum if the policyholder dies within 120 days of the accident.
Accidental Total and Permanent Disability Rider covers the policyholder if any accident occurs that leads to the permanent disability of the policyholder.
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