Cashless Mediclaim Policy?

What if there is an emergency & you have incurred a huge amount of Medical Bills? At that point of time, you might need to rush to arrange for cash for the medical treatments. Medical Emergencies come announced and can put a severe financial burden on the necessary treatments.

In such cases, Cashless Mediclaim Policy proves to be quite beneficial. Cashless Mediclaim Policy is a great way to protect yourself from skyrocketing medical expenses in the case of an illness or accident, without having to pay any out-of-pocket expenses.

To provide a Cashless facility, Insurance Companies have partnered with several hospitals across the country which are termed as 'Network Hospitals'. Under this particular feature, if you're availing of treatment at Network Hospitals, the Insurance Company directly settles the bills without you worrying about the exorbitant expenses.

In case of a medical emergency, 'Cashless Mediclaim' turns out to be a blessing, as it provides comprehensive coverage, financial support & peace of mind.

Types of Cashless Mediclaim Policy

You can financially protect yourself & your family by investing in different types of Cashless Mediclaim policies available in India.

Features of Cashless Health Insurance

How to avail Cashless Mediclaim Policy (Planned /Emergency)?

When you opt for a Cashless Mediclaim Policy, you don't have to worry about arranging for funds in the case of a medical emergency.

You can choose the nearest Network Hospital of your Insurance Provider and avail of the benefits of the Cashless Mediclaim facility to avoid financial pressure.

There is an Insurance desk in every Network Hospital to help policyholders or their families in initiating Cashless Claims.

Cashless Mediclaim Services can be availed in both the cases- Planned & Emergency Hospitalisation:

Cashless Claims for Planned Hospitalization

In case of planned hospitalization, you have enough time to select the most appropriate hospital from the list of your Insurer's Network Hospitals. The procedure for receiving Cashless Treatment in the case of planned hospitalization is as follows:

Cashless Claims for Emergency Hospitalization

After being admitted to the nearest network hospital in case of a medical emergency that requires immediate medical attention, you need to follow the below-mentioned steps for filing a claim.

Reasons for Rejection of Cashless Claims

Cashless Insurance Claims can also be rejected for various reasons. However, with a little caution, some of these can be avoided.

Let's look at some of the reasons why Cashless Claims can get rejected.

Points to Remember before Buying Cashless Mediclaim Policy

Choosing the best Cashless Mediclaim Policy can be difficult due to the huge number of plans available in the market. Following are the points to remember while buying a Cashless Mediclaim Policy:

What is not paid in Cashless Health Insurance

Generally, the following things are not covered under Cashless Mediclaim Policy:

Cashless Mediclaim Policy protects your finances in case of a Medical Emergency. Cashless facility enables you to get quality medical care at the right time without worrying about finances.

At PolicyX.com, you can buy a Cashless Mediclaim Policy by evaluating different policies side by side based on various parameters and choose the best one for yourself.