The availability of an online platform that allows you to acquire Insurance Policy from your home or office has made buying Insurance Plans much easier. You must provide a set of documentation to the Insurance Company whenever you buy Insurance, whether online or through an agent. An Insurance policy is a legal contract, therefore, Insurance Documents are required to prove the legitimacy of the deal.
The Insurance Policy is issued once the Health Insurance Company verifies all the provided documentation. At the time of the Insurance Claim, a set of documents need to be submitted for Claim Settlement.
Let's look at the types of documentation that are required for Health Insurance . Below, we have mentioned a list of common documents that are required for undergoing any Insurance process.
It is one of the most important documents in Health Insurance. You need to submit the Age Proof of all the members covered under the Health Insurance Policy. Below are some of the acceptable documents that you can submit as Age Proof:
You also need to submit the permanent Address Proof. Following are the documents that can be submitted for the same:
You can provide the following documents as Identity Proof:
Income Proof allows the policyholder to decide on the Sum Assured & the total cover that can be given to the Insured.
Passport Size Photographs are required by the Insurance Company.
You have to undergo a Medical Examination and also have to submit the test report of the Medical Exam. This Is usually applicable when an Insurance Company asks the results for a Pre-Medical Check-Up
Cashless Claim Process- When you’re admitted to a Network Hospital
Reimbursement Claim- When you’re admitted to a Non- Network Hospital
These documents are required when buying or filing a claim for an Insurance Policy. In both of these situations, you should maintain the documentation handy so that you can simply get an Insurance Policy and have your Claims settled without delay and hassles. An Insurance Company analyses the documents & only upon verification, processes the claim settlement procedure. Hence, it is very important to maintain original documents & ensure that they are filled and duly signed.