Documents Required For Health
  • Significance of Term Insurance with Critical Illness Rider
  • List of Critical Illnesses Covered
  • Medical Situation in India
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Enter Your Name

Mobile Number


Documents Required For Health Insurance

The availability of an online platform that allows you to acquire Insurance Policy from your home or office has made buying Insurance Plans much easier. You must provide a set of documentation to the Insurance Company whenever you buy Insurance, whether online or through an agent. An Insurance policy is a legal contract, therefore, Insurance Documents are required to prove the legitimacy of the deal.

The Insurance Policy is issued once the Health Insurance Company verifies all the provided documentation. At the time of the Insurance Claim, a set of documents need to be submitted for Claim Settlement.

Let's look at the types of documentation that are required for Health Insurance. Below, we have mentioned a list of common documents that are required for undergoing any Insurance process.

Documents Required for Buying Health Insurance

  1. Age Proof

    It is one of the most important documents in Health Insurance. You need to submit the Age Proof of all the members covered under the Health Insurance Policy. Below are some of the acceptable documents that you can submit as Age Proof:

    • Aadhaar Card
    • Birth Certificate
    • Passport
    • Driving License
    • Pan Card
    • Voter’s ID
    • 10th or 12th Marksheets
  2. Address Proof

    You also need to submit the permanent Address Proof. Following are the documents that can be submitted for the same:

    • Aadhaar Card
    • Telephone Bill
    • Electricity Bill
    • Passport
    • Ration Card
    • Driving License
    • Voter’s ID
  3. Identity Proof

    You can provide the following documents as Identity Proof:

    • Voter ID
    • Aadhaar Card
    • Passport
    • PAN Card
    • Driving License
  4. Income Proof

    Income Proof allows the policyholder to decide on the Sum Assured & the total cover that can be given to the Insured.

  5. Photographs

    Passport Size Photographs are required by the Insurance Company.

  6. Medical Report

    You have to undergo a Medical Examination and also have to submit the test report of the Medical Exam. This Is usually applicable when an Insurance Company asks the results for a Pre-Medical Check-Up

Documents Required for Claim Settlement under Health Insurance

Cashless Claim Process- When you’re admitted to a Network Hospital

  • Request Form to be submitted with 24 hours of Emergency Hospitalisation
  • Request Form to be submitted at least 4-5 days before hospitalization (in the case of a planned hospitalization)
  • Duly Filled Claim Pre- Authorization Form
  • Valid ID Proof of the policyholder
  • Documents- Aadhar Card, Pan Card, Voter ID, Driving License
  • Insurance Card
  • Policy Document Copy
  • Duly Filled KYC Form (if required)
  • Any other document, if required by the Insurance Company

Reimbursement Claim- When you’re admitted to a Non- Network Hospital

  • Duly signed & filled Claim Form
  • Valid ID Proof
  • Insurance Card
  • Policy Copy
  • Medical Certificate signed by the doctor
  • Doctor’s Medical Prescription indicating Diagnosis
  • Doctor’s medical prescription suggesting Medicines, Treatment & Diagnostic Tests
  • Pathological/ Diagnostic Reports
  • Original Medical Bills
  • Discharge Certificate/ Summary of the policyholder
  • Ambulance Receipts
  • FIR / MLC Copy (in case of an accidental claim)
  • Original Pharmacy Bills
  • NEFT Details to credit Claim Settlement
  • Any other document, if required by the Insurance Company

Summing it up

These documents are required when buying or filing a claim for an Insurance Policy. In both of these situations, you should maintain the documentation handy so that you can simply get an Insurance Policy and have your Claims settled without delay and hassles. An Insurance Company analyses the documents & only upon verification, processes the claim settlement procedure. Hence, it is very important to maintain original documents & ensure that they are filled and duly signed.

Written By : Naval Goel

Last Updated : October, 2021

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.

Insurance Calculator

Find Out What the Customers Are Saying

(Showing latest 5 reviews only)

- 4.5/5 (1214 Total Rating)

March 25, 2022

jasvinder singh


very nice service by and as well from manipal cigna during the claim period. easy claim settelment.

March 14, 2022

samarth wadhwa


Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even for my extended family.

March 14, 2022

nimrat sondhi


my father is a single parent. The way he has taken care of me during my childhood, I wanted to support him after my marriage so that he is never alone, especially during medical emergencies. I trust this company completely as they have taken care of my father s medical bills so i recommend them

March 14, 2022

kuljeet singh


very good company with good plans. They always reply to my and my wife queries related to our old diseases and new doctor consultations. they OPD plan is very helpful.

March 14, 2022

simaranjeet kaur


My father in law lives alone in jalandhar and we wanted an insurance company that take cares of him in our absence. They are very good with their commitment and service.

Request A Callback