Documents Required For Health
  • Significance of Term Insurance with Critical Illness Rider
  • List of Critical Illnesses Covered
  • Medical Situation in India
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Documents Required For Health Insurance

The availability of an online platform that allows you to acquire Insurance Policy from your home or office has made buying Insurance Plans much easier. You must provide a set of documentation to the Insurance Company whenever you buy Insurance, whether online or through an agent. An Insurance policy is a legal contract, therefore, Insurance Documents are required to prove the legitimacy of the deal.

The Insurance Policy is issued once the Health Insurance Company verifies all the provided documentation. At the time of the Insurance Claim, a set of documents need to be submitted for Claim Settlement.

Let's look at the types of documentation that are required for Health Insurance . Below, we have mentioned a list of common documents that are required for undergoing any Insurance process.

Make Health Your Top Priority Banner

Complete Health Suraksha Banner

Documents Required for Buying Health Insurance

  1. Age Proof

    It is one of the most important documents in Health Insurance. You need to submit the Age Proof of all the members covered under the Health Insurance Policy. Below are some of the acceptable documents that you can submit as Age Proof:

    • Aadhaar Card
    • Birth Certificate
    • Passport
    • Driving License
    • Pan Card
    • Voter’s ID
    • 10th or 12th Marksheets
  2. Address Proof

    You also need to submit the permanent Address Proof. Following are the documents that can be submitted for the same:

    • Aadhaar Card
    • Telephone Bill
    • Electricity Bill
    • Passport
    • Ration Card
    • Driving License
    • Voter’s ID
  3. Identity Proof

    You can provide the following documents as Identity Proof:

    • Voter ID
    • Aadhaar Card
    • Passport
    • PAN Card
    • Driving License
  4. Income Proof

    Income Proof allows the policyholder to decide on the Sum Assured & the total cover that can be given to the Insured.

  5. Photographs

    Passport Size Photographs are required by the Insurance Company.

  6. Medical Report

    You have to undergo a Medical Examination and also have to submit the test report of the Medical Exam. This Is usually applicable when an Insurance Company asks the results for a Pre-Medical Check-Up

Health Insurance Companies

Documents Required for Claim Settlement under Health Insurance

Cashless Claim Process- When you’re admitted to a Network Hospital

  • Request Form to be submitted with 24 hours of Emergency Hospitalisation
  • Request Form to be submitted at least 4-5 days before hospitalization (in the case of a planned hospitalization)
  • Duly Filled Claim Pre- Authorization Form
  • Valid ID Proof of the policyholder
  • Documents- Aadhar Card, Pan Card, Voter ID, Driving License
  • Insurance Card
  • Policy Document Copy
  • Duly Filled KYC Form (if required)
  • Any other document, if required by the Insurance Company

Reimbursement Claim- When you’re admitted to a Non- Network Hospital

  • Duly signed & filled Claim Form
  • Valid ID Proof
  • Insurance Card
  • Policy Copy
  • Medical Certificate signed by the doctor
  • Doctor’s Medical Prescription indicating Diagnosis
  • Doctor’s medical prescription suggesting Medicines, Treatment & Diagnostic Tests
  • Pathological/ Diagnostic Reports
  • Original Medical Bills
  • Discharge Certificate/ Summary of the policyholder
  • Ambulance Receipts
  • FIR / MLC Copy (in case of an accidental claim)
  • Original Pharmacy Bills
  • NEFT Details to credit Claim Settlement
  • Any other document, if required by the Insurance Company

Summing it up

These documents are required when buying or filing a claim for an Insurance Policy. In both of these situations, you should maintain the documentation handy so that you can simply get an Insurance Policy and have your Claims settled without delay and hassles. An Insurance Company analyses the documents & only upon verification, processes the claim settlement procedure. Hence, it is very important to maintain original documents & ensure that they are filled and duly signed.

Health Insurance Articles

What Our Customers Have to Say

Customer Review Image

sandeep singh


January 12, 2023

Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...

Customer Review Image

Poonam Sinha


December 9, 2022

Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu

Customer Review Image

Anita srivastava


December 9, 2022

Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.

Customer Review Image



December 9, 2022

Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .

Customer Review Image

Ayush Sharma


November 30, 2022

I bought policy for my family from policy, The advisor is very knowledgable,he suggest me better comparisons of plan and helps me to purchase suitable one. The process was very smooth.

Customer Review Image

Sanjay naraware


November 8, 2022

Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.

Customer Review Image

Vishal Singh


September 27, 2022

I want to thanks Atul Bhardwaj he suggested me good policy and provide me good comparison which help me to choose best plan...........

Customer Review Image

Sagar Jain


September 14, 2022

Very Good Organization, Very Decent Staff. Sales team is very good, they are following clients in proper manner

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.