Important Benefits of Having a Health Insurance Card

Health insurance has become an essential part of everyone’s life as it offers you financial protection from the rising medical costs in case you or your family face a medical emergency. In recent years, the health insurance industry has not been left behind as the world has evolved in digitization and technological breakthroughs.

Today, health insurance companies provide health cards to their policyholders at the time of purchase of the policy. A health card can be very useful at the time of claim. Moreover, to maximize the benefits of the policy; opt for a health insurance card. However, always remember that the benefits of a health card or health insurance card are only valid at network hospitals of the Health Insurance Company.

What is a Health Card in Health Insurance?

A Health insurance card is an identity card that holds information such as Insurer details, policyholder details, and other policy information. The health card looks like a regular debit or credit card, it is a plastic card that has a digital chip inside. With the help of digital health cards, policyholders can get cashless payment solutions for hospital bills and other healthcare costs.

When policyholders show their health insurance card to the hospital, the management will conduct a digital analysis of your financial coverage to help you prepare for your treatment. They might also have the expenses paid directly by the insurance company.

What are the Details present in a Health Card?

The information present in a health card is related to your health insurance such as your name, policy number, type of health insurance policy, sum insured, expiry date, and so on. It is unique to each individual and should be carefully maintained for long-term use.

How to Get a Health Card?

Health Insurance companies will provide digital health cards to the policyholders at the time of purchasing the health insurance plan. If your entire family is covered under health insurance, each insured member will receive a separate and unique health card.

How to Get a Health Card Online?

Your health card contains the proof of you being covered under a health insurance policy and thus, is shipped to you along with your policy document and other necessary documents that are delivered to you once you purchase a health insurance policy. If you haven’t received a health card from your insurer you can apply for the same from the comfort of your home online and get a digital one. Contact your insurer via their customer care number or an email and request a digital copy of your health insurance card. If your insurer provides the same on their specialized app they will instruct you accordingly and by filling in some basic details you will be able to retrieve a digital version of your health insurance card online.

Health Insurance Companies

What are the Benefits of a Health Card?

A health card is like a summary of all your health insurance details confided in one place. Health card benefits are numerous and so are its uses. Let’s have a look at some of the prime benefits of a health card:

Conclusion

Now that you're aware of the benefits of having a health insurance card, keep it handy in case of an emergency. You never know when you'll be hospitalized due to a medical emergency. You can present the card to the hospital to minimize delays in cashless treatments.

Unique ID proof with all the relevant details is a must to contact your insurer, process your payments, and settle your hospital medical costs quickly. In India, a health card is the most convenient and technologically advanced way to manage your insurance at the right time.