Prime Advantage with 50K OPD vs Senior Citizen Plan Health Insurance Plan
  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Prime Advantage with 50K OPD vs Senior Citizen Plan Health Insurance Plan 2024

Prime Advantage with 50K OPD Plan and Senior Citizen Plan Plan both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Prime Advantage with 50K OPD Plan are 14000+ Number Of Network Hospitals whereas Senior Citizen Plan Plan has 20800+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS  ManipalCigna Health Insurance Company Limited

Prime Advantage with 50K OPD

 Star Health And Allied Insurance Company Limited

Senior Citizen Plan

Premium Including GST
Sum Assured 5L, 7.5L, 10L, 12.5L, 15L, 20L, 25L, 30L, 40L, 50L & 1Cr 3L, 4L, 5L, 7.5L, 10L, 15L, 20L & 25L
Product Type Individual and Family Floater Reimbursement Hospitalization and Cashless
Key Features
(Key features of the plan)
OPD upto INR 50000
Guaranteed Bonus
Unlimited Tele-Consultation
Unlimited Restoration of 10 L
No Co-Pay
Health Check-up from 1st Year
Waives off one year renewal Policy Premium upon occurrence of Accidental Death or diagnosis of any of the listed Critical Illnesses
No Pre medical test required
Pre Existing disease coverd after 12 month
Renewal gauranteed for lifetime
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Upto Rs 50K/- Rs 200 per consultation upto Rs 1400
EMI Option yes no
Pre-acceptance Medical Check Up
(Whether a pre-acceptance check up is required or not to buy the policy)
Required no
Room Rent
(A limit of room rent cover during hospitalization if any)
Single Private AC room Upto Rs 6000
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Up to Rs 100000 Not Applicable
Pre-hospitalization
(Expenses before the insured is hospitalized)
60 Days Pre hospitalization medical expenses incurred for a period not exceeding 30 days prior to the date of hospitalisation as per the policy
Post-hospitalization
(Expenses after discharge from the hospital)
180 Days Post-Hosp. - 7% of the hospitalization expenses comprising of Nursing Charges, Surgeon / Consultant fees, Diagnostic charges,Medicines and drugs expenses, subject to a max of Rs.7000/- per occurrence
Non-allopathic
(Expenses incurred on non-allopathic treatment)
Upto Rs 1000000 Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Upto Rs 1000000 Upto 10L & All Day Care Treatment Covered
Hospital_network
(Number of Hospital Network in city)
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Upto Rs 1000000 Not Applicable
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
800/- day and Max 5,600 (These are only available on shared accomodation) Not Applicable
Pre-existing Coverage
(If the insured is having some existing diseases, that would be covered after particular time period)
24 Months After 1 year
Cumulative Bonus
(The amount by which your sum assured gets increased, if there is no claim.)
(Guaranteed) Rs 2.5L per year upto Rs 20L Not Applicable
Restoration Details
(Increase of Sum Insured for non-related illness if the original sum insured is exhausted)
Unlimited (on related and unrelated illness & on partial exhaution) Not Applicable
Ambulance Charges
(Expenses incurred on ambulance charges)
Upto 1000000 Rs 1000/- per hospitalization up to max of 2000/- ppp
Worldwide Emergency
(The emergency medical assistance and cover against medical expenses while the customer is abroad)
NA Not Applicable
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Optional (Can be opted through enhance plus rider) Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Optional (Can be opted through enhance plus rider) No
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Annually from 1st Year onwards Rs 2000/- per person
Non-allopathic Details
(Expenses incurred on non-allopathic treatment)
yes no
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
Not Available Not Applicable
Animal Bite
(Cover againts any medical expenses occurred due to any Animal Bite)
Not Applicable Not Applicable
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
No Co-Pay 30% For any Claims

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Quick and Free Quick Comparison with Other Plans

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.