Health Companion vs Young Star Gold Health Insurance Plan
  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Health Companion vs Young Star Gold Health Insurance Plan 2024

Health Companion Plan and Young Star Gold Plan both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Health Companion Plan are 14000+ Number Of Network Hospitals whereas Young Star Gold Plan has 20800+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS  Niva Bupa Health Insurance Company Limited

Health Companion

 Star Health And Allied Insurance Company Limited

Young Star Gold

Premium Including GST
Sum Assured 7.5L, 10L, 12.5L, 15L, 20L, 30L, 50L & 1Cr 3L, 4L, 5L, 10L, 15L, 20L & 25L
Product Type Individual & Family Floater Reimbursement Hospitalization and Cashless
Key Features
(Key features of the plan)
No Max Age Limit
Animal Bite Cover
AYUSH treatment covered up to Sum Insured
Cover All day care procedures
No Room Rent Capping
Air Ambulance available Upto 2.5Lakh
Co-payment is not applicable
Covers PED and Slow Growing diseases just after 1 year
Offers Early Bird discount - If this policy is availed before the age of 36 years
Covers Delivery expenses upto 30000 just after 3 years
Additional Basic Sum Insured for Road Traffic Accident - SI shall be increased by 25% subject to a maximum of INR 10 Lacs
Automatic Restoration upto 100% of SI
Hospital Cash - INR 1000 for each completed day of hospitalization
E-Medical Opinion
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Available Not Available
EMI Option yes no
Pre-acceptance Medical Check Up
(Whether a pre-acceptance check up is required or not to buy the policy)
Required Not Applicable
Room Rent
(A limit of room rent cover during hospitalization if any)
Actual - No capping on room rent Single private A/c room
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Upto sum insured Not Available
Pre-hospitalization
(Expenses before the insured is hospitalized)
60 Days 60 Days
Post-hospitalization
(Expenses after discharge from the hospital)
180 Days 90 Days
Non-allopathic
(Expenses incurred on non-allopathic treatment)
Upto Rs 10L Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Upto Rs. 10L & all Day Care Treatment covered All day care treatment covered
Hospital_network
(Number of Hospital Network in city)
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Upto Rs 10L Not Applicable
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
No Rs 1000/hospitalization
Pre-existing Coverage
(If the insured is having some existing diseases, that would be covered after particular time period)
After 3 year After 1 year
Cumulative Bonus
(The amount by which your sum assured gets increased, if there is no claim.)
Increase of base sum assure from 20% to 100% Rs 2L of the Sum Insured upto Rs 10L
Restoration Details
(Increase of Sum Insured for non-related illness if the original sum insured is exhausted)
Upto Rs 10L (Applicable for both same & different illness) Upto Rs 10L on partial and full exhortation
Ambulance Charges
(Expenses incurred on ambulance charges)
up to INR 2,000 per hospitalisation Upto 10L
Worldwide Emergency
(The emergency medical assistance and cover against medical expenses while the customer is abroad)
Not Applicable NA
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Applicable Covered upto Rs. 30,000/Delivery(Waiting period 3 years)
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Applicable No
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Once in a year from day 1, up to INR 500 for every INR 1 Lakh Base Sum Insured, Individual-Max. 5000 Per insured members, Floater-Max. 10000 per policy Available every year irrespective of the claim
Non-allopathic Details
(Expenses incurred on non-allopathic treatment)
yes no
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
No No
Animal Bite
(Cover againts any medical expenses occurred due to any Animal Bite)
Up to INR 5,000 (Only Vaccination) Not Applicable
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Applicable Not Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
No Co-Pay No Co-Pay

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Quick and Free Quick Comparison with Other Plans

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.