Bajaj Allianz Investment Plans vs Sbi Investment Plans

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Bajaj Allianz Investment Plans vs Sbi Investment Plans

Bajaj Allianz Investment Plans

Bajaj Allianz Investment Plans helps you build a corpus over time that you can use to fulfill your future financial goals.

Sbi Investment Plans

SBI investment plans offered by SBI Life allow an individual to gain dual benefits of investment and insurance. You get the advantage of saving your money for the future as well as increasing your wealth corpus by investing in the market.

COMPANY DETAILS Edit Bajaj Allianz Investment Plans

Bajaj Allianz Investment Plans

Edit SBI Investment Plans

Sbi Investment Plans

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

000 to No limit

Annual Premiums Collected (2023-24)

000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Claim ratio

Minimum Age - 5 year%

Claim ratio

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

80 years
Branches

Branches

Annual, half-yearly,

Branches

Annual, half-yearly,
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 30 years

Policy Term

5 to 12 years

Know More About Companies

Overview

Bajaj Allianz Investment Plans: Overview

Bajaj Allianz Life Insurance is one of the leading life insurance companies offering diverse insurance solutions including life insurance plans, term insurance plans, child plans, retirement solutions, investment plans, etc.

Bajaj Allianz Investment Plans helps you grow your investment and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones in case something unfortunate happens to you.

Bajaj Allianz Investment Plans ensures to look after your investment needs by offering:

why-choose
  • Creates Saving Habit

  • Financial Protection

  • Tax Savings

  • Emergency Fund Building

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Bajaj Allianz Investment Plans helps you build a corpus over time that you can use to fulfill your future financial goals.

Investment Plan Plans

Investment Plan

Bajaj Allianz's Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance...

Unique Features

  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Pros)

Bajaj Allianz Assured Wealth Goal
  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Cons)

Bajaj Allianz Assured Wealth Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Assured Wealth Goal (Other Benefits)

Bajaj Allianz Assured Wealth Goal
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Bajaj Allianz Assured Wealth Goal (Eligibility Criteria)

Bajaj Allianz Assured Wealth Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- No limit
  • Maximum policy term- 44 years

Investment Plan

Bajaj Allianz Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and sav...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Pros)

Bajaj Allianz Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Cons)

Bajaj Allianz Flexi Income Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Flexi Income Goal (Other Benefits)

Bajaj Allianz Flexi Income Goal
  • Cash bonuses
  • Death Benefits
  • Maturity Benefits

Bajaj Allianz Flexi Income Goal (Eligibility Criteria)

Bajaj Allianz Flexi Income Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 99 years
  • Minimum sum assured- Rs 158400
  • Maximum sum assured- Rs No limit
  • Maximum policy term- 60 years

Investment Plan

Bajaj Allianz Life Guaranteed Income Goal by Bajaj Allianz Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of s...

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Pros)

Guaranteed Income Goal
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Cons)

Guaranteed Income Goal
  • Suicide not covered
  • Aviation accidents not covered
  • Adventurous activities not covered

Guaranteed Income Goal (Other Benefits)

Guaranteed Income Goal
  • Guaranteed increasing income
  • Extended life cover
  • Flexible policy and premium payment term

Guaranteed Income Goal (Eligibility Criteria)

Guaranteed Income Goal
  • Entry Age: Minimum Age - 6 years Maximum Age - 60 years
  • SA: No limit
  • Maximum Maturity Age - 72 years

Investment Plan

Bajaj POS Goal Suraksha Plan by Bajaj Allianz Life Insurance is a combination of a life insurance plan as well as a savings plan. It provides death be...

Unique Features

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Pros)

POS Goal Suraksha
  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Cons)

POS Goal Suraksha
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

POS Goal Suraksha (Other Benefits)

POS Goal Suraksha
  • Policy loan
  • Tax benefits
  • Death benefits

POS Goal Suraksha (Eligibility Criteria)

POS Goal Suraksha
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- Rs 25 lakhs
  • Maximum policy term- 20 years

Investment Plan

Bajaj Allianz Life Income Assure Plan by Bajaj Allianz Life Insurance is a participating savings plan offering guaranteed regular monthly income and a...

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Pros)

Income Assure
  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Cons)

Income Assure
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Income Assure (Other Benefits)

Income Assure
  • Choice of 2 life cover variants
  • Flexibility to choose premium payment term
  • Special premium rates for women

Income Assure (Eligibility Criteria)

Income Assure
  • Minimum entry age- 0 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 144 times of Guaranteed Monthly Income
  • Maximum sum assured- No limit
  • Maximum policy term- 24 years

SBI investment plans offered by SBI Life allow an individual to gain dual benefits of investment and insurance. You get the advantage of saving your money for the future as well as increasing your wealth corpus by investing in the market.

Plans

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same polic...

Unique Features

  • Whole life cover
  • Guaranteed regular income
  • Rider benefits

SBI Life Smart Lifetime Saver (Pros)

SBI Life Smart Lifetime Saver
  • Cash Bonus
  • Rider Benefit
  • Tax Benefits

SBI Life Smart Lifetime Saver (Cons)

SBI Life Smart Lifetime Saver
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life Smart Lifetime Saver (Other Benefits)

SBI Life Smart Lifetime Saver
  • Hassle-free
  • Maturity benefit
  • Death benefit

SBI Life Smart Lifetime Saver (Eligibility Criteria)

SBI Life Smart Lifetime Saver
  • Minimum entry age- 90 Days
  • Maximum entry age- 55 years
  • Minimum sum assured - 30
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term- 100 minus age at entry

SBI Investment Plans Plans

SBI Investment Plans

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance....

Unique Features

  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option

SBI Life Smart Platina Plus (Pros)

SBI Life Smart Platina Plus
  • Guaranteed Income Benefit
  • Loan Benefit
  • Tax Benefits

SBI Life Smart Platina Plus (Cons)

SBI Life Smart Platina Plus
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life Smart Platina Plus (Other Benefits)

SBI Life Smart Platina Plus
  • 2 Plan options
  • Survival benefit
  • Death benefit

SBI Life Smart Platina Plus (Eligibility Criteria)

SBI Life Smart Platina Plus
  • Minimum entry age- 30 Years
  • Maximum entry age- 60 years
  • Minimum sum assured - 5
  • 50
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term- 36 years

SBI Investment Plans

SBI Life Smart Samridhhi Plan is a fusion of an insurance plan as well as a savings plan. This SBI plan offers you life coverage throughout the policy...

Unique Features

  • Limited Premium Payment
  • No medical test required
  • Annual guaranteed additions

SBI Life New Smart Samridhi (Pros)

SBI Life New Smart Samridhi
  • No medical needed
  • Joint cover
  • Grace period

SBI Life New Smart Samridhi (Cons)

SBI Life New Smart Samridhi
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life New Smart Samridhi (Other Benefits)

SBI Life New Smart Samridhi
  • Guaranteed additions
  • Death benefits
  • Tax Benefits

SBI Life New Smart Samridhi (Eligibility Criteria)

SBI Life New Smart Samridhi
  • Minimum entry age- 30 Days
  • Maximum entry age- 50 years
  • Minimum sum assured - 65
  • 000
  • Maximum sum assured - 10
  • 18
  • 000
  • Maximum policy term- 20 years

SBI Investment Plans

A penny saved is a penny earned. Save your money with SBI Life Shubh Nivesh Plan and meet your long-term financial goals. SBI Life Shubh Nivesh is a n...

Unique Features

  • Explore SBI Life Shubh Nivesh
  • Understand the Key Features
  • Check the Eligibility Criteria

SBI Shubh Nivesh Plan (Pros)

SBI Shubh Nivesh Plan
  • Corpus Building
  • Assured Returns
  • Flexibility

SBI Shubh Nivesh Plan (Cons)

SBI Shubh Nivesh Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

SBI Shubh Nivesh Plan (Other Benefits)

SBI Shubh Nivesh Plan
  • Policy Loan Facility
  • Discounts on High Sum Assured
  • Participation in Profits

SBI Shubh Nivesh Plan (Eligibility Criteria)

SBI Shubh Nivesh Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 75000
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

SBI Investment Plans

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher retur...

Unique Features

  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of The Plan
  • Sample Illustration of The Plan

SBI Smart Money Back Goal (Pros)

SBI Smart Money Back Goal

SBI Smart Money Back Goal (Cons)

SBI Smart Money Back Goal

SBI Smart Money Back Goal (Other Benefits)

SBI Smart Money Back Goal

SBI Smart Money Back Goal (Eligibility Criteria)

SBI Smart Money Back Goal

SBI Investment Plans

Don't save money to Save. Save Money To Invest & Fulfil your Long-term Goals. With SBI Life Smart Platina Assure, give your family an assurance th...

Unique Features

  • Explore SBI Life Smart Platina Assure
  • Key Features of The Plan
  • Get an idea of how the plan works

SBI Smart Platina Assure (Pros)

SBI Smart Platina Assure

SBI Smart Platina Assure (Cons)

SBI Smart Platina Assure

SBI Smart Platina Assure (Other Benefits)

SBI Smart Platina Assure

SBI Smart Platina Assure (Eligibility Criteria)

SBI Smart Platina Assure

SBI Investment Plans

Save yourself and your family from the rising inflation with SBI Life Smart Bachat. It is important to plan for future savings and expenses wisely whi...

Unique Features

  • Know All About SBI Life Smart Bachat
  • Explore the Key Features & Benefits
  • Understand the Exclusions

SBI Smart Bachat (Pros)

SBI Smart Bachat
  • Maturity Benefits
  • Death Benefits
  • Choice of Plan Option

SBI Smart Bachat (Cons)

SBI Smart Bachat
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

SBI Smart Bachat (Other Benefits)

SBI Smart Bachat
  • Policy Loan
  • Revival
  • Multiple Policy Renewal Payment Options

SBI Smart Bachat (Eligibility Criteria)

SBI Smart Bachat
  • Minimum entry age- 3 years
  • Maximum entry age- 50 years
  • Minimum sum assured- Rs 2
  • 00
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 21 minus entry age

Investment Plan Plans

Investment Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a j...

Unique Features

  • Joint life plan
  • Waiver of premiums
  • Participation in profits

SBI Life Smart Hamsafar Plan (Pros)

SBI Life Smart Hamsafar Plan
  • Guaranteed bonuses
  • Accidental death benefit
  • Staff discounts

SBI Life Smart Hamsafar Plan (Cons)

SBI Life Smart Hamsafar Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life Smart Hamsafar Plan (Other Benefits)

SBI Life Smart Hamsafar Plan
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits

SBI Life Smart Hamsafar Plan (Eligibility Criteria)

SBI Life Smart Hamsafar Plan
  • Minimum entry age- 18 Years
  • Maximum entry age- 46 years
  • Minimum sum assured - 1 Lakh
  • Maximum sum assured - 5 Crores
  • Maximum policy term- 30 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.