Future Generali Life
vs
Bajaj Life

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Future Generali Life vs Bajaj Life

Future Generali Life

Future Generali Life Insurance is one of the most reputed insurance providers in India offering number of innovative insurance solutions to people.

Bajaj Life

Bajaj Allianz Life Insurance offers diverse range of insurance solutions including term insurance plans, ULIPs, retirement plans, saving plans, child plans and much more.

COMPANY DETAILS Edit Future Generali Life Insurance

Future Generali Life

 Edit Bajaj Allianz Life Insurance

Bajaj Life
Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

1758.01 Cr

Annual Premiums Collected (2023-24)

461.43 Cr.
Payout Options

Payout Options

Lump sum, regular frequencies or a combination of both

Payout Options

Lump sum, monthly or a combination of both
Claim ratio

Claim ratio

95.04%

Claim ratio

99.29%
Solvency Ratio

Solvency Ratio

2

Solvency Ratio

3.59
Branches

Branches

100+

Branches

544+
Riders Available

Riders Available

Accidental Death Benefit Rider, Total Permanent Disability Protection Rider, Critical Illness Benefit Rider

Riders Available

Waiver of Premium Benefit Rider, Family Income Benefit Rider, Accidental Death Benefit Rider, Accidental Permanent Total/Partial Disability Benefit Rider, Critical Illness Rider
Policy Term

Policy Term

5 to 30 years

Policy Term

10 to 40 years

Know More About Companies

Overview

Future Generali Life Insurance: Overview

Future Generali Life Insurance is one of the most reputed insurance providers in India offering a plethora of innovative insurance solutions. Future Generali India Life Insurance is a global insurance group that is recognized among the top 50 largest companies in the world. Future Generali Life Insurance is an association between industry titans "Future Group" and "Generali Group" who are coveted game changers in the retail and insurance business, respectively. Future Generali Life Insurance was incorporated in 2007 with the vision of providing "retail, commercial, personal and rural insurance solutions to individuals and corporates to help them manage and mitigate risks". The company operates PAN India with over 100+ branches, serving more than 3000+ corporate clients and selling 3.2 million policies across the country. With an impeccable claim settlement ability of over 2.6 Lakh+ claims settled every year, Future Generali Life Insurance is amongst the best insurance providers in the country. All products offered by this company are easy to understand and offer the clients the best advice when needed.

Future Generali Life Insurance ensures to look after your insurance needs by offering:

why-choose

  • Hassle-free claim procedure

  • 24X7 connectivity with clients

  • A wide range of plans

  • Secure and authentic

 

Riders

Riders You Can Avail With Future Generali Life Insurance Plans

Name of the rider Benefits
Future Generali Accidental Death Benefit Rider Future Generali Accidental Death Benefit Rider is an optional rider that you can select with your Future Generali term plan. It provides an additional rider sum assured payout in case of accidental death. 
Future Generali Accidental Total Permanent Disability Protection Rider Future Generali Accidental Total Permanent Disability Rider can be attached to your Future Generali term plan. The rider offers benefits in case of permanent disability due to an accident. 
Future Generali Critical Illness Benefit Rider Future Generali critical illness rider offers an additional payout in case of diagnosis of any of the listed critical illnesses in the Future Generali term insurance policy. 

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Other Life Insurance Companies

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Bajaj Allianz Life Insurance offers diverse range of insurance solutions including term insurance plans, ULIPs, retirement plans, saving plans, child plans and much more.

Bajaj Allianz Life Investment Plans Plans

Bajaj Allianz Life Investment Plans

Bajaj Allianz Life POS Goal Suraksha Plan

Bajaj Allianz Life POS Goal Suraksha Plan

Bajaj POS Goal Suraksha Plan is a combination of a life insurance plan and a savings plan. It provides death benefits to your loved ones in case of yo...

Unique Features

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

Bajaj Allianz Life POS Goal Suraksha Plan (Pros)

Bajaj Allianz Life POS Goal Suraksha Plan
  • Guaranteed maturity benefit
  • Limited premium payment term
  • Option to take policy loan

Bajaj Allianz Life POS Goal Suraksha Plan (Cons)

Bajaj Allianz Life POS Goal Suraksha Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

Bajaj Allianz Life POS Goal Suraksha Plan (Other Benefits)

Bajaj Allianz Life POS Goal Suraksha Plan
  • Return of premium
  • Death benefits in installments
  • Flexible policy term

Bajaj Allianz Life POS Goal Suraksha Plan (Eligibility Criteria)

Bajaj Allianz Life POS Goal Suraksha Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 30 thousand
  • Maximum sum assured- 25 Lac
  • Maximum policy terrm- 67 years

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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