HDFC Life Insurance Renewal
  • HDFC Renewal Policy
  • Importance of Renewing
  • Renewal Payment Steps
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HDFC Life Insurance Renewal

HDFC Life Insurance Renewal is the process of continuing your HDFC Life Insurance policy by paying the premium for the next policy term. When your HDFC Life Insurance policy reaches its maturity date, you can renew it by paying the premium before the due date to ensure continuous coverage.

Renewing your HDFC Life Insurance policy on time ensures that your policy remains in force and you continue to enjoy the benefits and coverage provided by the policy. It is important to renew your policy before the expiry date to avoid any lapse in coverage, which could lead to financial loss in case of an unfortunate event. HDFC policy renewal process is simple and can be done online or offline.

Importance and Benefits of Renewing HDFC Life Insurance Policy

HDFC policy renewal is very crucial. It can bring you a host of benefits that are essential for ensuring the financial security of your loved ones. Here are some reasons why renewing your HDFC Life Insurance policy is important:

  • Uninterrupted Coverage
    Continuous coverage is crucial for protecting your loved ones in case of an unexpected event. Renewing your policy ensures that you don't have any breaks in coverage, which can leave you and your family vulnerable.
  • Protection for Your Loved Ones
    The primary purpose of life insurance is to financially safeguard your loved ones in the event of your untimely demise. Renewing your policy guarantees that your beneficiaries receive the sum assured and other benefits as per the policy terms and conditions.
  • Accumulated Benefits
    Many life insurance policies come with bonuses, loyalty additions, and maturity benefits. Renewing your policy enables you to continue accumulating these benefits over time, resulting in a substantial corpus at the end of the policy term.
  • Tax Benefits
    Renewing your HDFC Life Insurance policy allows you to continue availing of tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, saving you money on your tax liabilities.
  • No Medical Check-up
    Renewing your policy before the due date may eliminate the need for a medical check-up, which can be beneficial if your health has deteriorated since you first purchased the policy.
  • Lower Premiums
    Renewing your HDFC Life Insurance policy can result in lower premiums, especially if you have not made any claims during the previous policy term. You may also qualify for loyalty discounts, which can further reduce your premium amount.

Steps Involved in HDFC Life Renewal Payment

If you want to renew your HDFC Life Insurance policy, you can choose from several payment methods and pay the HDFC life renewal premium using these methods. There are mainly two modes of payment:

  • HDFC life online renewal payment
  • HDFC life offline renewal payment

Here are the steps to make the payment through these different channels:

Online Mode

HDFC Life Insurance Renewal Online:

  • Visit the HDFC Life Insurance website at
  • Click on the 'Renew Policy' tab.
  • Enter your policy details
  • Verify the policy details and premium amount.
  • Select the payment mode (Netbanking, Debit/Credit Card, or Mobile Wallet).
  • Make the payment.

HDFC Life Insurance Renewal through Mobile App:

  • Download the HDFC Life Insurance mobile app from Google Play Store or Apple App Store.
  • Log in to your account
  • Go to the 'Renew Policy' option.
  • Verify the policy details and premium amount.
  • Select the payment mode (Netbanking, Debit/Credit Card, or Mobile Wallet).
  • Make the payment.

Offline Mode

HDFC Life Insurance Renewal through Customer Care:

  • Call the HDFC Life Insurance customer care number at 1800-266-9777 or 1800-227-227.
  • Tell the customer service representative about your policy.
  • Choose the payment mode (Netbanking, Debit/Credit Card, or Mobile Wallet).
  • Make the payment as instructed by the executive.

HDFC Life Insurance Renewal through Branch:

  • Visit the nearest HDFC Life Insurance branch.
  • Carry your policy documents and identity proof.
  • Meet the bank executive and provide your policy details.
  • Choose the payment mode (Netbanking, Debit/Credit Card, or Mobile Wallet).
  • Make the payment as instructed by the executive.

These are the steps you can follow to make HDFC Life Insurance renewal payments through different channels.

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What Our Customers Have to Say

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Biswajit Barman


April 20, 2024

Review: HDFC Life Insurance Term Policy HDFC Life Insurance Term Policy stands out as a beacon of financial security and peace of mind in the ever-changing landscape of life insurance offering...

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Sachin sharma


February 16, 2024

Smooth experience from quote to claim for my hdfc life insurance, i honestly Impressed with their professionalism and transparency. Definitely is my go-to insurance provider.

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Rohit Yadav


January 25, 2024 is easy to use. Everything, from putting in my information to comparing quotes and finishing the application, was simple. It is a good place for anyone who wants term insurance.

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Deepanshu Mishra


January 25, 2024

I got term insurance from recently, and I am really happy with their service. The website is easy to use, and I found a plan that fits my needs perfectly. The customer support team ...

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Megha Kanwal


June 13, 2022

I just received my claim amount of the HDFC Term Policy that my husband had bought for us. Without any hassles I got my claims settled within a month of my husband s death. Thankyou HDFC LIfe f...

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Sukhi Singh


September 21, 2021

very decent customer support at! my benefits and features of click 2 retire was detailed and i have no confusion

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Kanak Deol


September 20, 2021

had a good discussion with one the agents at policyx,com! i mean the person was deeply knowlegeable and it was very helpful! Will recommned going forward!

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Surbhi Verma


September 20, 2021

I bought the click 2 protect plan to secure myslef...I think policyx did a fab job piking the right plan for me! got a decent bunch of benefits

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.