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Icici Pru Assured Savings Insurance Plan vs Icici Pru Signature Plan

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Icici Pru Assured Savings Insurance Plan vs Icici Pru Signature Plan

Icici Pru Assured Savings Insurance Plan

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or ...

Icici Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provides flexible Wealth Boosters, fund options, Value Benefits, and return-of-premium allocation charges. It adapts to changing life stages, providing disc...

PLAN DETAILS

Icici Pru Assured Savings Insurance Plan


Icici Pru Signature Plan

Premium Including GST
Key Features
(Key features of the plan)
  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Uniqueness
  • Flexible premium payment
  • Survival benefits
  • Maturity benefits
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)
Plan Maturity age Maximum maturity age - 72 years 99 years
Premium payment term 5/7/8/10/12 years Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Minimum age - 0 years Maximum age - 60 years 0-70 years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Premium payment frequency Annual / Half-yearly / Monthly Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 20 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 99.3%

Know More About Plans

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’.

There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even receive 9%, 10%, or 11% of guaranteed addition automatically added to your base cover annually. 

Along with other benefits, the investment plan offers flexibility to choose the premium payment term (PPT) and policy term (PT) based on your needs. You can even surrender your policy at any time after paying a two-year premium and get a Special Surrender Value (SSV).

ICICI Pru Assured Savings is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Assured Savings Plan offers you a range of benefits including:

why-choose
  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover 

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