Multiple policy tenure to choose from
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Bajaj Term Insurance
Explore India’s best-selling Term insurance plans below
Bajaj Life Term Insurance commenced its operations in 2001 and expanded its presence across the country. It serves millions of customers with versatile term plans.
Bajaj e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage various...
Unique Features
- High SI Available
- Accidental Death Benefit
- Health Management Services
Bajaj Life e-Touch (Pros)
- Shield
- Shied Plus
- Shield Supreme
Bajaj Life e-Touch (Cons)
- No Loans Allowed
- No Surrender Benefit
- No Maturity Benefit
Bajaj Life e-Touch (Other Benefits)
- Max Sum Assured 2 Cr
- Sheild Super
- High Sum Assured Rebate (HSAR)
Bajaj Life e-Touch (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 50 L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - 10 to 40 Yrs
Bajaj iSecure is a non-linked, non-participating plan that offers an advanced level of term insurance coverage at a low cost. The plan offers rewards ...
Unique Features
- 105% Death Benefit
- Rider Benefit
- 50 lakhs Max Sum Assured
Bajaj iSecure plan (Pros)
- No Suicide Cover
- Healthy Lifestyle Incentives
- Customizable Options
Bajaj iSecure plan (Cons)
- No Maturity Benefit
- Limited Rider Options
- Limited Availability for POS Channel
Bajaj iSecure plan (Other Benefits)
- Tax Benefits
- Premium Payment Options
- High Sum Assured Rebate (HSAR)
Bajaj iSecure plan (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 2.5 L
- Maximum Maturity Age - 85 Yrs
- Premium Payment Term - 10 to 25 Yrs
Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating ...
Unique Features
- 3 Plan Options
- Critical Illness Benefit
- Waiver Of Premium
Bajaj Life Secure (Pros)
- Surrender Benefit
- Suicide Cover
- Choose your Sum Assured
Bajaj Life Secure (Cons)
- No Survival Benefit
- No Thyroid Cancer Cover
- No Maturity Benefit
Bajaj Life Secure (Other Benefits)
- Death Benefit
- Accelerated Critical Illness
- Waiver of premium Benefit
Bajaj Life Secure (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 20 L
- Maximum Maturity Age - NA
- Premium Payment Term - 5 7 10 and 15 years
Bajaj Sararl Jeevan Bima is a non-linked, non-participating individual, pure-risk premium life insurance plan designed to provide financial security t...
Unique Features
- Death Benefit
- Tax Benefit
- 25 Lakh Max Sum Assured
Bajaj Saral Jeevan Bima (Pros)
- Spouse Cover
- Max Sum Assured 25 Lakh
- Available for Online Buying
Bajaj Saral Jeevan Bima (Cons)
- No Survival Benefit
- No Surrender Benefit
- No Maturity Benefit
Bajaj Saral Jeevan Bima (Other Benefits)
- Avail Tax Benefits
- Easy Claim Settlement Process
- Flexible-Premium Payment term
Bajaj Saral Jeevan Bima (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - 5L
- Maximum Maturity Age - NA
- Premium Payment Term - RP/SP/LP (5&10 Years)
Bajaj iSecure Loan is a pure protection loan cover term life insurance plan. With a flexible policy term and a minimum sum assured of 3 lacs, you can ...
Unique Features
- Protection against loan
- Joint life cover
- Rider benefits
Bajaj iSecure Loan (Pros)
- Suicide Cover
- Tax benefits
- Policy Revival within 5 Years
Bajaj iSecure Loan (Cons)
- No Survival Benefit
- No Surrender Benefit
- No Discount Benefit
Bajaj iSecure Loan (Other Benefits)
- Accidental Death Benefit Rider
- Waiver of Premium Benefit Rider
- Accidental Permanent Total/Partial Disability Rider
Bajaj iSecure Loan (Eligibility Criteria)
- Entry Age -25 Years
- Max Entry Age- 60 Years
- Minimum Sum Assured - 3 L
- Maximum Maturity Age - 65 Yrs
- Premium Payment Term - 10/ 15/ 20/ 25 years
Most Indians consider insurance an unnecessary expense because they're not sure whether to get life insurance or health insurance. What if we told you...
Unique Features
- Level Cover Term
- Terminal Illness Cover
- Flexible-Premium Payment Term
Bajaj Lifestyle Secure Plan (Pros)
- Family Cover
- Choose your Policy Term (PT)
- Inbuilt Accelerated Terminal Illness
Bajaj Lifestyle Secure Plan (Cons)
- No Loans Allowed
- No Surrender Benefit
- No Maturity Benefit
Bajaj Lifestyle Secure Plan (Other Benefits)
- Suicide Cover
- Easy Claim Settlement
- Policy revival Within 5 Years
Bajaj Lifestyle Secure Plan (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 50 Years
- Minimum Sum Assured - 3L
- Maximum Maturity Age - 60 Years
- Premium Payment Term - 5/ 7/ 10/ 15/ 20 Yrs
Bajaj Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates, comes i...
Unique Features
- Critical illnesses covered
- Return of Premiums
- 4 Plan variants
Bajaj Life Smart Protect Goal (Pros)
- Critical Illness Benefit
- Accidental Death Benefit (ADB)
- Accidental Total Permanent Disability Benefit
Bajaj Life Smart Protect Goal (Cons)
- No Loans Allowed
- 180 Days WP For Critical Illness
- No Rebate for SA above 3 cr
Bajaj Life Smart Protect Goal (Other Benefits)
- Suicide Cover After 12 Months
- Female Life Rebate
- High Sum Assured Rebate (HSAR)
Bajaj Life Smart Protect Goal (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 65 Years
- Min Sum Assured - 5 L
- Max Maturity Age - 75 Yrs(ROP)
- Premium Payment Term - RP/SP/LP
Bajaj Life Diabetic Term Plan Sub 8 HbA1c is a unique protection plan offering term insurance coverage to pre-diabetics and type 2 diabetic individual...
Unique Features
- Keep Fit Benefit
- Health Coaching
- Second Medical Opinion
Bajaj Diabetic Term (Pros)
- Premium Reduction on Renewal
- Good Health Premium Discounts
- Health Management Services.
Bajaj Diabetic Term (Cons)
- No Maturity Benefit
- No Surrender Value
- Limited Coverage With Hba1c Level Above 8%
Bajaj Diabetic Term (Other Benefits)
- Tax Benefits Available
- Flexible Sum Assured Options
- Multiple Premium Payment Frequencies
Bajaj Diabetic Term (Eligibility Criteria)
- Entry Age -30 Years
- Max Entry Age- 6 Years
- Minimum Sum Assured - 25 L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - LP
Bajaj iSecure More by Bajaj Life Insurance is an increasing cover term assurance plan. It offers a financial safety net to your loved ones in case of ...
Unique Features
- Flexible Policy Tenure
- Option to Avail Joint Life Cover
- High Sum Assured Rebate
Bajaj iSecure More (Pros)
- 7 Plan Options
- Cover Continuance Benefit
- Inbuilt Terminal Illness Cover
Bajaj iSecure More (Cons)
- 1 year WP for suicide
- No policy loan
- No whole life coverage
Bajaj iSecure More (Other Benefits)
- Death Benefits
- Increasing Sum Assured
- Tax Rebates
Bajaj iSecure More (Eligibility Criteria)
- Entry age - 18 years
- Max entry age - 60 years
- Min sum assured - Rs 2.5 lakhs
- Max maturity age - 70 years
- PPT - Same as policy term
‘A woman who takes care of everyone in the family deserves a comprehensive solution that provides her protection.’ Bajaj Life Superwoman T...
Unique Features
- Critical Illness Cover
- Free Health Management Services
- Child Care Benefit
Bajaj Superwoman Term Plan (Pros)
- Critical Illness Cover
- Free Health Management Services
- Child Care Benefit
Bajaj Superwoman Term Plan (Cons)
- 1 year waiting period for suicide
- No policy loan
- No pre-existing illness cover
Bajaj Superwoman Term Plan (Other Benefits)
- Death Benefits
- Terminal Illness
- Benefit Waiver of Premium
Bajaj Superwoman Term Plan (Eligibility Criteria)
- Entry age - 18 years
- Max entry age - 60 years
- Min sum assured - Rs 50 lakhs
- Max maturity age - 99 years
- PPT - RP/SP/LP
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