Etouch Online Term Plan vs Pnb Saral Jeevan

Bajaj Allianz e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage various uncertainties of life. Bajaj e-touch plan offers 3 plan variants namely: Life Shield, Life Shield Plus, and Life Shield ROP.

Bajaj Allianz e-touch term plan offers multiple sum assured options paired with a plethora of features and coverage against death, and terminal illness with a waiver of premium, maturity benefit, and return of premiums. With Bajaj Allianz e-touch customers have the option to opt for early exit value applicable only with Life Shield and Life Shield Plus variants. To understand more about the pros and cons of the Bajaj Allianz e-touch term plan read in detail.

Bajaj Allianz Life e-Touch Term Plan offers you a range of benefits including:

• Shield for your life to cover death & terminal Illness 
• Flexibility to pay premiums throughout the policy term
• Get back your total premiums
• Extra payout in case of death due to accident

• Choose how your family receives the benefit in your absence
•  Premium holiday option which helps you skip your premiums for 1, 2 or 3 years 

PNB Metlife Saral Jeevan Bima is a standard term insurance plan designed as per the guidelines of IRDAI. This plan is designed to provide pure protection to individuals and their family members with sum assured options ranging between INR 5 to 50 Lakhs. In case of accidental death of the insured individual, the legal heir/nominee is offered a lump sum death benefit amount. With PNB Saral Jeevan Bima insured individuals have the choice of the policy term to be protected for a fixed term ranging from 5 to 40 years as well as flexible premium payment options like: pay for limited period, one time, or throughout the policy term.

The minimum and maximum entry age for PNB Saral Jeevan Bima is 18 and 65 years respectively. Being a pure protection plan, the plan offers customizations such as sum assured amount, policy term, premium payment flexibility, and more. There is a waiting period of 45 days from the date of commencement of policy under the PNB Metlife Saral Jeevan Bima Plan.

PNB Metlife Saral Jeevan Bima offers you a range of benefits including:

• Family Protection
• Multiple Premium Payment Term
• Choice of Policy Term
• Tax Benefits as per laws

• Available Online
• Death Benefit