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PLAN DETAILS |
![]() Instaprotect Plan |
![]() Digit Glow Term Insurance Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 85 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base Sum Assured- 2.25 lakhs to 1 crore |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | Policy loan is not available |
Plan Sample Premium | - | Rs 654-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum policy term- 1 year, Maximum policy term- 40 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.53% |
Tata AIA Term Insurance Plans |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can choose the following riders with your Digit Glow Term Insurance Plan to enhance your plan coverage:
Offers additional benefits in case of the policyholder’s death due to an accident.
This rider offers the rider sum assured in case the policyholder becomes partially or totally disabled due to an accident.
In case the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure, then rider benefits are paid to them.