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PLAN DETAILS |
![]() Instaprotect Plan |
![]() Term With Return Of Premium Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 85 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Basic Sum Assured: Rs. 10 Lakhs to 25 Lakhs |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 50 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under HDFC Term With Return Of Premium Plan. |
Plan Sample Premium | - | Rs 1123-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 10 years Maximum term - 30 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.7 |
Tata AIA Term Insurance Plans HDFC Term Insurance Plans |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your HDFC Term with Return of Premium Plan:
Get an extra payout on top of the’s base cover on accidental death.
Get an extra payout on top of the base cover on total and permanent disability due to an accident.
Get additional coverage if you are diagnosed with a pre-specified critical illness.
In this rider, your future premium will be waived if you become disabled or seriously ill and are unable to work.